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Press Room
- Americor Opens New Idaho Branch in the Treasure Valley
- Bobby Rizzo Joins Americor as the New SVP of Finance and Treasury
- Energage Names Americor Funding a Winner of the 2021 Top Workplaces USA Award
- Orange County Register Names Americor a Winner of the Orange County Top Workplaces 2020 Award
- Post-Pandemic Debt: Is There A Solution? Absolutely.
- Americor Ranks 24 on Inc. 5000’s Fastest Growing Companies List
- Americor Plans for New Building, up to 800 Jobs in Meridian
- Debt Happens: It’s How You Get Out That Matters
- Americor Launches iOS App for Customers to Streamline Debt Resolution Process and Improve Access to Information
- Americor to Open 250-Employee Center
Posts
Saving Tips
- 3 Steps to Setting Financial Goals
- 3 Valentine’s Day Gifts Ideas for Your Family in 2022, Despite Facing Debt
- 4 Step Guide to Budget Planning
- 5 Affordable Summer Staycation Ideas When You’re on a Budget
- 5 reasons why you need to file your taxes early
- 5 Smart Ways to Use Your Tax Refund This Year
- 6 Personal Finance Tips For High School Students And Young Adults
- 6 Simple Steps to Building a Better Budget
- Average Student Loan Debt in the US: Statistics & Facts
- Budgeting 101
- Debt and Your Lifestyle: You Can Still Have Fun While Paying Off Debt
- Family Loans: What to Know Before Lending or Borrowing
- How to Adjust Your Spending in a Financial Crisis
- How To Pay Off Holiday Debt
- How to Refinance a Car: Step-by-Step Guide
- Save Your Wallet by Being Aware of These Current Credit Card Trends
- Saving on a Tight Budget
- Tax Prep Checklist: Everything You Need to File Your Taxes
- The Benefits of 401k Plan
- Top 6 Money-Saving Apps in 2022
- What Causes Inflation?
Debt Relief Tactics
- 4 Tips to Avoid Holiday Credit Card Debt
- 5 Science-Backed Ways Debt Relief Improves Health
- 8 Tips for Getting Out of Credit Card Debt
- 9 Tips for Dealing with Debt Collectors and Collection
- Debt Consolidation: Become Financially Free
- Debt Consolidation: What is it?
- Debt Relief and Financial Responsibility
- Debt settlement vs. Bankruptcy—Pros and Cons
- Debt settlement: Will it work for me?
- How To Pay Off Holiday Debt
- How to Refinance your Mortgage: Step by Step
- How to Write a Debt Settlement Letter
- Managing Debt
- Money Management: 4 Tips for Mastering Your Finances
- New Year, New Financial Habits: Top 5 Resolutions for 2023
- Should I Use my 401(k) to Pay Off Debt?
- Taking Responsibility for Debt While Avoiding Bankruptcy
- Tips for Choosing a Debt Relief Company
- Understanding Bankruptcy: Chapter 7 vs. Chapter 13
- Understanding Inflation: Five Ways to Protect Your Wallet from Deflating
- Understanding your debt relief options
- Ways to Relieve Anxiety from Debt
- What is the Medical Debt Relief Act?
- When is Debt Settlement a Good Option?
- You’re Debt Free, Now What? Money Moves That Make Sense
Credit Card Debt & Loans
- 2 Shocking Downsides to Only Making Minimum Credit Card Payments
- 3 Reasons Why People Stay in Debt – And How to Fix It
- 5 Things Not to Do During Debt Settlement
- 5 Warning Signs You Have Too Much Debt
- 5 Ways to Stop Credit Card Collection Calls
- 7 Benefits of Life After Debt
- 7 Tips on How to Begin Your Debt Resolution Program the Right Way
- 8 Ways to Rebound from a Maxed-Out Credit Card
- American Credit Card Debt Continues to Soar
- Americans Are Accumulating Credit Card Debt at Record Rates
- Benefits and Drawbacks to Home Equity Loans: Is it Right for You?
- Best Ways to Get Debt Relief
- Consumer Debt in America-Where Our Country Stands Today
- Consumer Debt in The U.S.
- Credit Card Debt Is Making a Comeback
- Credit Card Sign-Up Bonus: Too Good to be True?
- Credit Cards Are Encouraging You to Overspend
- Debt and Marriage- What You Should Know Before You Say ‘I Do’
- Debt Consolidation Explained
- Debt to Equity Ratio: Formula and How to Use it
- Don’t Make These 5 Mistakes When Paying Down Debt
- Guide to Debt Service Coverage Ratio (DSCR)
- Guide to the Federal Direct Student Loan Program
- How a Lower Monthly Payment Can Transform Your Finances
- How Credit Card Debt Works
- How does inflation impact Americans with credit card debt
- How Inflation Has Affected Credit Card Use by Region
- How to Get a Personal Loan
- How to keep your mental, physical, and financial health on track
- How U.S. household debt increased by $1 trillion in 2021, and how to decrease it
- Important Factors to Consider When Purchasing a Car While in Debt
- Important Factors to Consider When Purchasing a Car While in Debt
- Know your Rights When Dealing with Debt Collectors
- Mid-Year Financial Check-Up: 5 Steps to Take Now
- Minimum Credit Card Payments Don’t Work — Here’s Why
- Nearly 6 out of 10 Credit Card Holders in California are Using Too Much Credit
- Obtaining A Mortgage After Bankruptcy
- So, You’re Getting Married! Will You Need a Wedding Loan?
- The 5 Leading Causes of Credit Card Debt
- The Best Ways to Loan Money to Friends and Family
- The Breakdown of Interest Rates
- The Cost of Carrying Credit Card Debt to Society
- The Impact of Low Charge-Offs on Credit Card Debt
- The Real Reasons Retailers Push Branded Credit Cards
- These States Have the Highest Amounts of Credit Card Debt
- Tips on Buying a Home After Debt Settlement
- Top 5 Presidents by National Debt
- Unsecured debt & bankruptcy in the United States
- Unsecured Debt vs Secured Debt – What’s the Difference?
- What Happens to Your Debt After Death?
- What Happens When You Make Minimum Payments
- What is a Debt Settlement Attorney & Finding the Best for You
- What is Debt Resolution?
- What’s a home equity loan?
- Why Are So Many Millennials in Debt? The Hip but Ugly Truth
Credit Report & Score
- 3 Simple Ways Young Adults Can Build Credit
- 5 Ways to Increase Your Credit Score After Finishing A Debt Relief Program
- Average Credit Score by State: How Does Yours Stack Up?
- Check Your Credit Before Buying a Home
- Clear Language Establishes Trust, Minimizes Anxiety
- Credit Reports
- Credit Reports, Credit Scores and Credit Transactions
- Credit Scores
- How Often Is Your Credit Score and Credit Report Updated?
- How to Maintain a Clean Credit Score
- Life After Loan Denial
- Pay for a Delete: Good Idea?
- The Anatomy of a Credit Score – Understanding the Complicated Credit Scoring System
- What is a Good Credit Score?
- What is Debt to Income Ratio: Formula & How It’s Used
- What You Need to Know About Bounced Checks
Credit Protection
- 6 Tips for Protecting Your Financial Security and Preventing Fraud
- All you Need to Know About The Fair Debt Collection Practices Act
- Did the CARD Act Really Protect College Student Credit Scores?
- Guide to online credit card protection against online fraud
- How to Protect Your Child’s Identity at Every Age
- What is Black Market Value of Stolen Credit Card Info?
- What is the Fair Debt Collection Practices Act?
Glossary Terms
- Acceleration
- Accrued Interest
- Amortization
- Annual Percentage Rate
- Bond
- Capital Gains
- Cash Flow
- Charge-Off
- Closed-End Credit
- Consumer Finance Protection Bureau (CFPB)
- Credit Counseling
- Creditor
- Debt Ceiling
- Debt Consolidation
- Debt Financing
- Debtor
- Demand Note
- Dependent
- Disbursement
- Extinguishment of Debt
- Fair Credit Reporting Act (FCRA)
- Fair Market Value (FMV)
- Federal Funds Rate
- Federal Reserve System
- Federal Trade Commission
- Financial Investment
- Foreclosure
- Grace Period
- Gross Domestic Product (GDP)
- Gross National Product (GNP)
- Home Equity
- Home Equity Loans
- Individual Retirement Account (IRA)
- Inflation
- Insolvency
- Interest
- Internal Revenue Service (IRS)
- Liability
- Line of Credit
- Liquidation
- Loan Forgiveness
- Loan Officer
- Prepayment Penalty
- Principal
- Promissory Note
- Recession
- Refinancing
- Secured Debt
- Secured Loan
- Subsidized Loan
- The Truth in Lending Act
- Unsecured Debt
- Unsecured Loan
- Unsubsidized Loan
- What does default mean?
- What is a 401(k)?
- What is a credit card?
- What is a Credit Report?
- What is a Credit Score?
- What is a Debt Collector?
- What is a FICO Score?
- What is a Guarantor?
- What is a Lien?
- What is a Loan?
- What is a Mortgage?
- What is a PPP loan?
- What Is Amortization?
- What is an FHA Loan?
- What is an Interest Rate?
- What is Bankruptcy?
- What is Debt?
- What is Delinquent Debt?
- What is Equity in Regard to Finance?
- What is Escrow?
- What is Forbearance?
- What is the Consumer Price Index? (CPI)