Rhode Island Debt Relief Program

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Looking for Rhode Island Debt Help?

As the smallest state in the U.S., Rhode Island is known for being one of the original 13 colonies. Founded by Roger Williams, the colony provided one of the first examples of a true working democracy where both freedom of speech and freedom of religion were respected. Both Thomas Jefferson and John Adams indicated that Roger Williams was the founder of the principles contained within the First Amendment of the Constitution.

Rhode Island is bordered by Connecticut and Massachusetts. While it is tiny, the state is home to a lovely capital, Providence, as well as the source of many historical occurrences. For example, it was one of the only states not to ban alcohol during Prohibition. It also was home to the first circus performance in 1774 and the first jazz festival in 1954.

Despite the many things that Rhode Island has to offer, the population battles a high cost of living, along with increasing inflation, high taxes, and rising property costs. For households that are carrying debt, it can be difficult to manage regular living expenses, let alone find the funds required to pay off credit cards and other loan sources.

How Much Debt Do Rhode Islanders Have?

The average household in Rhode Island carries $8,406 in debt, making it the third-highest within the U.S. In comparison, the national average household debt is $3,706. The state also has a high cost of living index, ranked at 119.4, the 10th highest in the nation. Rising housing prices have led to double-digit increases over the past year, with average apartment rents in the Providence area up 24% over the past two years.

All of these factors have combined to make it very difficult for the average Rhode Islander to get rid of debt and get into a better financial position. With an average salary of $62,120, which is only slightly higher than the national average, most residents are just getting by and managing their everyday bills. Rhode Island debt help can seem miles away.

If you’re currently making minimum payments on credit cards, see how long it will take you to pay them off and how much interest you’ll spend using the interactive calculator here.

Ready to Find Rhode Island Debt Help?

If you’re tired of struggling to make ends meet and making only the minimum payments on your credit cards, it’s time to find a better solution. Americor offers several programs for those seeking to overcome debt and start fresh. To find out more, click on the links given below:


RI.gov: Rhode Island Government
11 Fun Facts About Rhode Island (bestthingsri.com)
Debt by State 2022 (worldpopulationreview.com)
Cost of Living Index by State 2022 (worldpopulationreview.com)
Priced out: RI renters struggle with soaring prices, tight supply | WPRI.com
Rhode Island – May 2021 OEWS State Occupational Employment and Wage Estimates (bls.gov)

Our Clients Say...

  • Lannie D.
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    “In 2020, I was drowning in debt. I enrolled in Americor for my 10 creditors for $110,000… and today (three years later) I have cleared my entire balance. It was not an easy process, but Americor guided me through and I am debt free!”

  • Matthew E.
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    “I was down $80k in business debt, and I remember hearing Americor radio advertising. My credit score was down to 570 from 810. I’ve been in the program for over 3 years. It works, just be patient. And my credit score is currently back up to 710!”

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