California Debt Relief

Learn about debt relief options in California

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  • Free Debt Analysis

Californians Are Struggling

With much of California seeing more than 260 sunny days per year, the Golden State truly lives up to its name. There’s something for everyone, from surfing and skiing to stunning coastline views – not to mention tourist destinations such as Disneyland, Hollywood, wine country, and dozens of national parks.

Unfortunately, having everything at your fingertips comes at a price. California has the second highest cost-of-living rate in the nation, just behind Hawaii. Californians also bear the brunt of incredibly high housing costs and taxes, all of which can lead to significant credit card debt just to stay afloat.

California Credit Card Debt

The average household credit card debt in Los Angeles is $12,905, while the average in San Jose is $12,301. Unfortunately, these amounts can take years (or even decades) to pay off. Many Californians can only afford to pay the minimum payments on their credit cards, which go mostly toward paying interest rather than decreasing the principal debt amount. Families get stuck on the “hamster wheel” of credit card debt with no way out.

Use the calculator below to find out how long it will take to pay off your debt through minimum payments alone – and how much extra you’ll pay in interest!

How To Get Out Of Debt In California

If you are struggling with credit card debt and want to get off the hamster wheel, there are several types of California debt relief programs available, including:

Debt settlement
Debt consolidation loans 
Bankruptcy

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