Washington Debt Solutions

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Washington Debt Relief Solutions

Debt is a complicated thing. It can take over your life and put you into all sorts of turmoil. Fortunately, in Washington, there are a number of steps and actions you can take to help you get that debt under control and start on the road towards financial freedom. When it comes to Washington debt consolidation and other debt options, here are some things you should know.

Washington Debt Statistics

At $5,269 per borrower, Washington credit card debt is 6% higher than the national average. However, the delinquency rate is actually 30% lower, at 0.4%, to the nation’s 0.57%. Washington also has a higher average credit score, at 713 (compared to 696 for the nation as a whole). The average income is $32,999 per person, and the poverty rate is 11.3%, which is lower than the 12.7% rate for the nation.

The statute of limitations for debts in Washington state is complex and can be a bit confusing. But in the most basic terms, written contracts have a statute of six years during which the creditor can file suit to collect payment. Oral contracts have a statute of three years. And if there’s already a judgment against you, the statute for collecting on it is 10 years.

Getting Washington Debt Help

It’s important to understand that debt laws are different in every state. The Revised Code of Washington, in particular, has a lot to say about debts and your legal responsibilities regarding them. A solution that works in, say, Oregon or California might not be suited to Washington under the code.

Therefore, if you’re looking for debt assistance, you need to find someone who understands Washington debt law specifically, as well as your own debt situation, and can work to find you the best solution, whether it’s consolidating your debt into a single monthly payment, negotiating for debt reduction, or something else.

Contact Americor for the Washington Debt Relief You Need

At Americor, we provide more than just generic, cookie cutter debt solutions. We know Washington debt law backwards and forwards, and we’ll work to find the solution that will best meet your needs, helping you to manage your debt and, one day, eliminate it. Contact us today for a free consultation.


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