How To Lower Your Heating Bill In Winter: A Practical Guide

By Aaron Sarentino Reviewed by Nima Vahdat Updated Dec 13, 2023
How To Lower Your Heating Bill In Winter: A Practical Guide

Your home’s heating system is the largest consumer of energy and contributor to your utility expenses, typically constituting around 29% of your overall bill.

December 21st marks the start of the winter season, and for many Americans, few things compare to a warm, cozy home on a cold day. However, the joy of chilly evenings and festive holidays is often accompanied by the dread of soaring heating bills. 

For those residing in northern regions with severe winters, the cost of heating a home can surpass that of cooling it in the summer. But fear not, as there are effective ways to keep your home warm without breaking the bank.


  • Efficiency Equals Savings – Implementing simple changes in your home can significantly reduce heating costs.
  • Regular Maintenance Matters – Servicing your heating appliances and ensuring insulation can enhance their efficiency.
  • Financial Wellness – Lowering your heating bill is not just about comfort; it’s a step towards financial health and stability.

Why Is My Heating Bill So High During Winter?

Before we dive into money-saving tips, let’s understand why winter heating bills tend to spike. 

Cold temperatures lead to increased use of heating systems, causing them to work harder and consume more energy. 

However, with conscious efforts and strategic adjustments, you can enjoy a warm home without the hefty price tag.

9 Easy DIY Tips for Lowering Your Heat Bill in Winter

Keep your heating bill in check by following these nine simple tips around your home. How many of them are you implementing right now?

#1 – Stay Warm With Socks And Sweaters

We’ve all likely heard this advice. 

However, it bears repeating because it’s one of the easiest and most direct ways to save on energy costs. 

Consider embracing cozy winter attire indoors. Layering up with warm socks and sweaters will keep you from cranking up the heat too much while maintaining comfort. 

It’s a simple, budget-friendly approach to stay warm without sacrificing your wallet.

#2 – Check Your Attic Insulation And Pull-Down Hatch

Proper insulation is a key factor in retaining heat within your home. 

A well-insulated attic prevents warm air from escaping, reducing the workload on your heating system.

Even if your attic boasts an insulated floor to retain warmth in your living spaces, the pull-down hatch is frequently overlooked in terms of protection. 

Surprisingly, a considerable amount of heat can escape through these openings. Heat naturally ascends to the upper regions of the house, and the drafty hatch can contribute to a chimney effect, allowing warmth to dissipate.

#3 – Service Your Heating System

Regular maintenance of your heating appliances ensures they operate at peak efficiency. 

Schedule professional servicing to clean, tune, and identify any potential issues at least once a year. 

An efficiently running system consumes less energy, translating to lower heating bills.

#4 – Seal Up Air Leaks

Inspect your home for drafts and air leaks around windows, doors, and vents. 

If you can’t do it yourself, engage the services of professionals to inspect your home for potential air leaks, often conducted through a blower door test.

Caulking small gaps, using window attachments, and applying weatherstripping to movable components are effective ways to maintain warmth during the winter months. 

This simple step can make a significant impact on your heating costs. By sealing air leaks and adding insulation in attics and floors over crawl spaces, the EPA estimates that homeowners can potentially save around 15 percent on heating and cooling expenses

#5 – Cover The Windows

Windows play a crucial role in allowing light and providing a view, yet they represent the vulnerable points in your home’s energy defense.

Approximately 30% of a house’s heating energy escapes through its windows.

See to it that your windows are adequately sealed and weatherproofed to prevent heat loss and the infiltration of cold air into your home. 

Invest in thermal curtains or window coverings to add an extra layer of insulation. These treatments help trap heat indoors and block cold drafts, contributing to a warmer and more energy-efficient home.

#6 – Set Your Thermostat Lower

This may sound obvious, but lowering your thermostat by a few degrees can lead to substantial energy savings. 

Consider setting it lower when you’re away or at night when extra warmth may not be necessary. 

Not everyone may be inclined towards smart technology, but if you appreciate using your phone, tablet, or voice assistant to manage your home, a smart thermostat can provide you with convenient and precise control over your central heating. 

Programmable thermostats provide you with the convenience of monitoring and setting your heat preferences. 

Upgrade your system and adjust the thermostat when you’re away for the day to ensure efficient energy management.

Each degree lower can translate into noticeable cost reductions. According to the US Department of Energy, adjusting the thermostat down by 7 to 10 degrees Fahrenheit for eight hours per day could result in annual savings of up to 10 percent on heating costs.

#7 – Close Fireplace When Not In Use

Enjoying the warmth of a fireplace at the end of a chilly day can be delightful, but it’s important to remember that while fireplaces add charm, they can also be a source of heat loss when not in use. 

Make sure to close the damper or use a fireplace cover when the fireplace is idle to prevent warm air from escaping.

You can also hire a professional to ensure your chimney is properly sealed.

#8 – Use A Humidifier

Here’s an unexpected tip: Winter air tends to be dry, particularly indoors. 

The rise in chapped lips and dry skin during the season indicates that our home heating systems are removing moisture from our bodies. Interestingly, dryness can make the air feel colder.

In addition to the perception of coldness, introducing some moisture into the air helps retain heat indoors for a longer duration.

Adding moisture to the air with a humidifier can make your home feel warmer at lower temperatures. Moist air retains heat more effectively, allowing you to set the thermostat lower without sacrificing comfort.

#9 – Use Ceiling Fans

Ceiling fans, often associated with cooling during summer, can also play a role in winter by circulating warm air below the fan, enhancing overall heating efficiency.

Yes, reversing the direction of your ceiling fans in winter can help distribute warm air more evenly. 

This simple adjustment ensures that the heat generated by your heating system is effectively circulated, maintaining a consistent temperature throughout the room.

Remember to turn off your ceiling fan when there’s no one in the room to keep cutting costs!

Conclusion About How to Lower Your Heating Bill in Winter

During the winter months, many individuals tend to spend more time at home. As gas prices continue to remain high, the prospect of facing an elevated winter heating bill might prompt you to reconsider cranking up the heat.

Fortunately, there are numerous measures you can take to manage your energy usage effectively and cut down on your heating expenses this winter.

Lowering your heating bill is not just about saving money; it’s about making smart choices that contribute to your overall financial wellness. 

By implementing these practical tips, you can enjoy a warm and cozy winter without the financial strain.

At Americor, we understand the importance of managing your finances wisely. 

As America’s trusted source for debt relief solutions, we aim to empower you with financial knowledge that can lead to informed decisions, whether it’s about savings, investments, or managing debt.

If your debt has become unmanageable and you have difficulty making your debt payments each month, then you should consider a free consultation call with one of our certified Debt Consultants, who can provide personalized advice tailored to your specific needs.

By taking proactive steps today, you can put an end to your financial stress and work towards a brighter financial future. 

Remember, there is always hope for debt relief, and our team of experienced professionals are ready to guide you on your journey to regaining control of your finances.

For more information on Americor’s debt relief services, contact us today to see how we can help you eliminate your debts, and get on the fast-track to becoming completely debt-free!


Aaron Sarentino

Aaron oversees executive, administrative and management functions for the firm. Aaron has a Bachelors in Business Administration from Pepperdine University. He is responsible for helping customers at every stage of the debt settlement process and focused on building loyalty to ensure long-term client retention by addressing customer issues. Aaron plays a pivotal role in the upliftment of the Americor team to ensure the best possible customer experience for clients.