Iowa Debt Relief Program
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Iowa Debt Help: Get Started Now
Iowa is known for its lovely farmland, beautiful areas for biking and hiking, and family theme parks. There are over 30.6 million acres of farmland in Iowa, and the state ranks first in the U.S. for the production of soybeans, corn, pork, and eggs. Many of the state’s farms are family owned. Iowa boasts a wide variety of unique things to do, including visiting the Ice Cream Capital of the World in Le Mars. If you’re interested in Dutch history, you can drive to Orange City and walk through the tulip gardens and over the Dutch canal bridge next to a series of windmills. Those seeking family fun will appreciate Adventureland Park, a theme park with over 100 rides and attractions. Finally, Cedar Falls offers miles of trails for hiking and biking enthusiasts. Winter brings the opportunity to ski or snowshoe. Despite the relaxed pace of Iowa and its numerous entertainment options for individuals and families, many Iowa residents struggle financially. Rising costs, lower salaries, and steadily increasing credit card debt have made their mark in Iowa, just as they have in other states across the nation.Why Residents Need Iowa Debt Help
Iowa is considered one of the least expensive states to live in, mainly due to its low housing costs; the state ranks 8th for lowest cost of living. However, other expenses, including groceries, utilities, and transit, cost as much here as they do in other states. While Iowa may be relatively inexpensive, wages are low. According to the Bureau of Labor Statistics, the average salary of an Iowan is $51,140, compared with the national average of $58,260. Lower wages result in less spending power for Iowa residents and increased credit card debt. The average credit card debt of a resident in Des Moines, IA, is $8,069, compared to the national average of $8,425. Use the interactive calculator here if you’re wondering how long it will take to pay off your credit card debt in Iowa. The results show you the amount of interest you’ll pay to your lender, as well as the length of time needed to repay your obligations by making only minimum payments.Get Debt Resolution with Americor
You may feel overwhelmed by credit card debt, but there are solutions. With a bit of time and dedication, you can obtain the fresh financial start you’re looking for. Americor offers Iowa debt help for those who are caught in a never-ending cycle of work and bills. To learn more about our debt relief programs, explore the links provided below:Sources:
Iowa Farm Facts – Living History Farms | learning-fields (lhf.org) Blue Bunny Ice Cream Parlor & Museum – Le Mars, Iowa | Travel Iowa Orange City, Iowa | Northwest Iowa | Travel Iowa | #ThisIsIowa 10 Best Things To Do in Iowa | Attractions of America Cedar Valley Trails: Iowa Tourism Map, Travel Guide, Things to Do: Travel Iowa Cost of Living Index by State 2022 (worldpopulationreview.com) Iowa – May 2021 OEWS State Occupational Employment and Wage Estimates (bls.gov) May 2021 National Occupational Employment and Wage Estimates (bls.gov) 2022 Credit Card Debt Study: Trends & Insights (wallethub.com)
“In 2020, I was drowning in debt. I enrolled in Americor for my 10 creditors for $110,000… and today (three years later) I have cleared my entire balance. It was not an easy process, but Americor guided me through and I am debt free!”
“I was down $80k in business debt, and I remember hearing Americor radio advertising. My credit score was down to 570 from 810. I’ve been in the program for over 3 years. It works, just be patient. And my credit score is currently back up to 710!”
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Jodi Q.
Jodi felt constantly stressed, anxious and uncomfortable with the debt that was lingering in her life. It seemed like she could never get ahead despite her being diligent making her payments.
Iowa Debt Relief FAQs
Iowa debt relief companies provide a variety of services that can help you manage and possibly reduce the amount of debt you owe. They can offer assistance with debt management, negotiate with your creditors for reduced payments or interest rates, or settle a debt for less than what is owed. They are experienced in dealing with all types of debts including credit card debts, medical bills, personal loans, tax debts, and student loan debt.
Debt management and debt consolidation are two different strategies used to help people manage their debt in Iowa.
Debt management is a strategy used to create repayment plans, while debt consolidation is a strategy to combine multiple debts into one loan with a lower interest rate and/or one monthly payment.
With debt management, you work with a credit counselor who will review your financial situation and create a plan to help you pay down your debt over time. You will still have responsibility for repaying the debt yourself, but the counselor will help guide you through the process.
Debt consolidation, on the other hand, combines all of your debts into one loan so that you pay less overall in interest and make one monthly payment instead of several. It requires taking out a loan from a bank or lender, typically at a lower interest rate than what you currently owe on those debts, and can help you save money in the long run.
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