New Jersey Debt Relief

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When people think of the northeast corridor of the United States, their first thought is often of New York. However, New Jersey is located right next door to New York and offers a lot to its residents and tourists.

The state is full of museums, opportunities for days spent by the sea, and mouth-watering cuisine. If you fancy walking along the boardwalk and stopping for an ice cream cone, you can do so in Atlantic City, the home of the world’s first boardwalk.

Other options for fun include visiting Ellis Island. Ellis Island is home to the Statue of Liberty, located midway between Jersey City and Manhattan. There is much debate about whether Ellis Island is part of New York or New Jersey.

The National Register lists Ellis Island as a member of both states. Visitors can see where thousands of immigrants made their first steps after suffering long trips from Europe and other locations in the late 1800s and early 1900s.

New Jersey is also known as the “diner capital of the world.” Many diners are dispersed throughout the state, offering American food staples like milkshakes and pie. Many diners are open 24 hours a day, allowing you to take your fill of food no matter what time it is.

However, New Jersey isn’t known for being particularly inexpensive. Many residents struggle with high costs of rent and other expenses, like food and utilities. As a result, some fall into the credit card debt trap, seeking to make ends meet with the money they get from loans.

Why Residents Need New Jersey Debt Help

The cost of living in New Jersey exceeds that of most other states. In fact, New Jersey is the eleventh most expensive state to live in. Housing is costly in New Jersey, especially in larger cities like Newark, across the river from New York City.

According to a recent study, the average national household credit card debt is $8,942. New Jersey sits just above the national average, with the median household holding $8,956 in debt.

Once a family gets into credit card debt, it can be hard to get out of it. Other expenses like rent, food, and insurance compete alongside credit card payments for a portion of earnings. Many individuals slide by, making only minimum remuneration toward their outstanding obligations.

To see how long it will take to pay off your credit card bills with minimum payments, use our convenient calculator provided below:

Seek New Jersey Debt Help from Americor

Americor aims to help individuals seeking to get out of debt. We offer several debt programs that can aid you in starting your financial life anew. Click on the links below to find out more about our available programs:


39 Interesting Facts About New Jersey – The Fact File
30 Top Things to Do in New Jersey (
Cost of Living Index by State 2022 (
2022 Credit Card Debt Study: Trends & Insights (


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