Delaware Debt Solutions

Learn about debt relief options in Delaware

  • Talk to a Debt Professional
  • Free Debt Analysis

Get the Delaware Debt Relief You Need

If Delaware is your home and you find yourself struggling financially, you should reach out to experts who can provide sound debt relief advice. Reclaiming your life from harassing creditors is not easy, but achievable. In Delaware, a stuttering economy has seen an exodus of high paying careers replaced with low paying service jobs. This has led to an average credit card debt of $5,726 per Delaware household. Getting out of debt means understanding your rights and responsibilities regarding your creditors.

Finding a way out debt is the first step in reclaiming your life from threatening phone calls, nasty letters, and threats of legal action. For the financially troubled in the First State, this exploration begins with knowing Delaware’s specific laws as it relates to outstanding debts.

For Delaware debt consolidation programs, or other debt relief plans, understanding the state’s statutes of limitations is important to knowing your rights under the consumer protection laws. Although the times vary state by state, the statutes of limitations is a specific limitation on the time in which creditors can file legal action against you for past due debts. In Delaware, the statute of limitations on outstanding debts are:

  • Oral Contracts—3 Years
  • Written Contracts—3 Years
  • Promissory—3 Years

Debt Collection in Delaware

Delaware follows the set of laws known as the Fair Debt Collection Practices Act.

A debt collector cannot send mail or call a debtor at work unless a good-faith effort has been made to contact the debtor at home and that effort has not worked.

Maximum Interest Rate a Collection Agency Can Charge in Delaware: 6%

Delaware Wage Protection: 100% protection for 60 days.

Delaware Debt Relief from Americor Financial

You don’t need to lose sleep at night over your debt, but you do need to get control of your finances if you want to put these issues behind you for good. You need to discuss the range of debt management options available to you, and our team of financial experts is standing by to help you with the Delaware debt relief plan that you need to help you to get back on your financial feet. Get the help you need from Americor Financial.


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