Debt Relief Articles

Credit card rewards and “loyalty” programs can come in many different forms such as cashback, points, miles or other incentives. These programs are designed to encourage people...

You know you may stand to inherit your spouse's assets when they die, as outlined in their final wishes, but their debt isn’t something anyone thinks about until it is time to deal with...

When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce.  Here's what you need to know...

Talking about debt is not exactly a fun or romantic topic, and you may feel some guilt and shame. But communicating the situation to your spouse and making a plan together to pay...

Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the account's primary holder maintains responsibility...

When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief company. And while both options can lead to the same results...