Should I Use My 401(k) To Pay Off Debt? (Consider These Factors)

Updated Jan 30, 2024
By Melissa Cook
Should I Use My 401(k) To Pay Off Debt? (Consider These Factors)

Many people facing financial difficulties find themselves questioning whether or not they should use their 401(k) plan or other retirement savings to pay off their debts. Here's what you...

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What To Do If Your Partner Has Debt (Common Mistakes Revealed)

Updated Jan 30, 2024
By Aaron Sarentino
What To Do If Your Partner Has Debt (Common Mistakes Revealed)

Although money woes aren't the only reason couples fight or split up, it is often a major factor. A partner with significant debt can cause tension and strain on the relationship and...

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The Difference Between A Soft And Hard Credit Inquiry

Updated Jan 25, 2024
By Minh Tong
The Difference Between A Soft And Hard Credit Inquiry

Whether you realize it or not, your credit report is being assessed all the time, by your landlord, utility companies or your employer. But don't worry; certain types of inquiries will not...

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Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Updated Jan 25, 2024
By Melissa Cook
Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...

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Are Credit Card Rewards Worth It?

Updated Jan 17, 2024
By Aaron Sarentino
Are Credit Card Rewards Worth It?

Credit card rewards and “loyalty” programs can come in many different forms such as cashback, points, miles or other incentives. These programs are designed to encourage people...

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What Happens To Debt After A Spouse Dies?

Updated Jan 17, 2024
By Minh Tong
What Happens To Debt After A Spouse Dies?

You know you may stand to inherit your spouse's assets when they die, as outlined in their final wishes, but their debt isn’t something anyone thinks about until it is time to deal with...

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What Happens To Debt After Divorce? (What You Should Know)

Updated Jan 17, 2024
By Melissa Cook
What Happens To Debt After Divorce? (What You Should Know)

When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce.  Here's what you need to know...

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How To Talk To Your Spouse About Debt

Updated Jan 11, 2024
By Aaron Sarentino
How To Talk To Your Spouse About Debt

Talking about debt is not exactly a fun or romantic topic, and you may feel some guilt and shame. But communicating the situation to your spouse and making a plan together to pay...

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Common Credit Card Terms And Definitions You Must Know

Updated Jan 11, 2024
By Minh Tong
Common Credit Card Terms And Definitions You Must Know

Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...

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