Debt Relief Articles
What Is A Secured Credit Card? (What You Need To Know)
Updated Nov 01, 2023By Minh Tong
These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or individuals who have no credit history. In fact, they are a great...
Read MoreWhat Is the Difference Between A Charge Card and A Credit Card?
Updated Nov 01, 2023By Melissa Cook
You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same. On the surface, they may look identical and make purchases...
Read MoreWhat Is A Balance Transfer And Is It Right For You?
Updated Oct 25, 2023By Aaron Sarentino
As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they need to manage a substantial debt load where they may...
Read MoreWhat Is Venmo And How Does It Work? (A Fast And Easy Guide)
Updated Oct 25, 2023By Minh Tong
American consumers are embracing the ease and convenience of mobile payment methods, particularly peer-to-peer (P2P) payment apps, and one of the leading platforms in this realm is...
Read MoreWhat Is APY? (And Why It Is Important When Making Financial Decisions)
Updated Oct 25, 2023By Melissa Cook
When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer, such as a bank, credit union, or another financial...
Read MoreWhat Is A Personal Check And How Does One Actually Work?
Updated Oct 25, 2023By Aaron Sarentino
Personal checks are still a great way to make payments. And while you may not write them often, it’s a good idea to have a checkbook available should you need to pay using methods...
Read MoreWhat Is A CD Ladder? And How It Can Help You Achieve Your Financial Goals…
Updated Oct 17, 2023By Minh Tong
A Certificate of Deposit (CD) ladder is a unique way to invest your money, allowing you to take advantage of short and long-term CDs. CD ladders don’t have fees, and they provide the liquidity...
Read MoreWhat Is An Overdraft Fee And The Steps To Avoid Getting One
Updated Oct 17, 2023By Melissa Cook
An overdraft fee can increase the cost of your purchases and cause more financial strain if you’re already strapped for cash. The key is to avoid them, and here is how to do just that...
Read MoreWhat Is A Money Market Account And Is One Worth Having?
Updated Oct 17, 2023By Aaron Sarentino
If you’ve shopped around for a bank account lately, you’ve likely noticed you have many options, including a Money Market Account (MMA). Find out if one is right for you and your goals...
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