Debt Relief Articles
Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)
Updated Jan 25, 2024By Melissa Cook
Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...
Read MoreAre Credit Card Rewards Worth It?
Updated Jan 17, 2024By Aaron Sarentino
Credit card rewards and “loyalty” programs can come in many different forms such as cashback, points, miles or other incentives. These programs are designed to encourage people...
Read MoreWhat Happens To Debt After A Spouse Dies?
Updated Jan 17, 2024By Minh Tong
You know you may stand to inherit your spouse's assets when they die, as outlined in their final wishes, but their debt isn’t something anyone thinks about until it is time to deal with...
Read MoreWhat Happens To Debt After Divorce? (What You Should Know)
Updated Jan 17, 2024By Melissa Cook
When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce. Here's what you need to know...
Read MoreHow To Talk To Your Spouse About Debt
Updated Jan 11, 2024By Aaron Sarentino
Talking about debt is not exactly a fun or romantic topic, and you may feel some guilt and shame. But communicating the situation to your spouse and making a plan together to pay...
Read MoreCommon Credit Card Terms And Definitions You Must Know
Updated Jan 11, 2024By Minh Tong
Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...
Read MoreHow Does A Late Payment Affect Your Credit Score?
Updated Jan 11, 2024By Melissa Cook
Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...
Read MoreHow Long Does Negative Information Stay On Your Credit Report?
Updated Jan 08, 2024By Aaron Sarentino
Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...
Read MoreWhat Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)
Updated Jan 05, 2024By Minh Tong
Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the account's primary holder maintains responsibility...
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