Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Updated Jan 25, 2024
By Melissa Cook
Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...

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Are Credit Card Rewards Worth It?

Updated Jan 17, 2024
By Aaron Sarentino
Are Credit Card Rewards Worth It?

Credit card rewards and “loyalty” programs can come in many different forms such as cashback, points, miles or other incentives. These programs are designed to encourage people...

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What Happens To Debt After A Spouse Dies?

Updated Jan 17, 2024
By Minh Tong
What Happens To Debt After A Spouse Dies?

You know you may stand to inherit your spouse's assets when they die, as outlined in their final wishes, but their debt isn’t something anyone thinks about until it is time to deal with...

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What Happens To Debt After Divorce? (What You Should Know)

Updated Jan 17, 2024
By Melissa Cook
What Happens To Debt After Divorce? (What You Should Know)

When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce.  Here's what you need to know...

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How To Talk To Your Spouse About Debt

Updated Jan 11, 2024
By Aaron Sarentino
How To Talk To Your Spouse About Debt

Talking about debt is not exactly a fun or romantic topic, and you may feel some guilt and shame. But communicating the situation to your spouse and making a plan together to pay...

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Common Credit Card Terms And Definitions You Must Know

Updated Jan 11, 2024
By Minh Tong
Common Credit Card Terms And Definitions You Must Know

Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...

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How Does A Late Payment Affect Your Credit Score?

Updated Jan 11, 2024
By Melissa Cook
How Does A Late Payment Affect Your Credit Score?

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

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How Long Does Negative Information Stay On Your Credit Report?

Updated Jan 08, 2024
By Aaron Sarentino
How Long Does Negative Information Stay On Your Credit Report?

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

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What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)

Updated Jan 05, 2024
By Minh Tong
What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)

Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the account's primary holder maintains responsibility...

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