Can You Buy A House After Debt Settlement?

Updated Mar 20, 2024
By Aaron Sarentino
Can You Buy A House After Debt Settlement?

If you recently settled your debts or are in the process of going through debt settlement, you may be wondering, “Can I buy a house after debt settlement?” And the answer is a resounding...

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Why Is My Credit Score Different On Different Websites?

Updated Feb 21, 2024
By Melissa Cook
Why Is My Credit Score Different On Different Websites?

When it comes to the representation of your financial health and lendability, few things are as crucial as your credit score. It’s a key factor in determining your ability to obtain...

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How To Rebuild Your Credit Score By Following These Simple Steps

Updated Feb 14, 2024
By Aaron Sarentino
How To Rebuild Your Credit Score By Following These Simple Steps

Having a strong credit score is vital for securing a sound financial future. This score is used by lenders to evaluate your dependability as a borrower and to determine the terms of...

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The Difference Between A Soft And Hard Credit Inquiry

Updated Jan 25, 2024
By Minh Tong
The Difference Between A Soft And Hard Credit Inquiry

Whether you realize it or not, your credit report is being assessed all the time, by your landlord, utility companies or your employer. But don't worry; certain types of inquiries will not...

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Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Updated Jan 25, 2024
By Melissa Cook
Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...

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How Does A Late Payment Affect Your Credit Score?

Updated Jan 11, 2024
By Melissa Cook
How Does A Late Payment Affect Your Credit Score?

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

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How Long Does Negative Information Stay On Your Credit Report?

Updated Jan 08, 2024
By Aaron Sarentino
How Long Does Negative Information Stay On Your Credit Report?

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

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What Is A Good Credit Score To Buy A Car? (And How To Improve Yours)

Updated Nov 08, 2023
By Minh Tong
What Is A Good Credit Score To Buy A Car? (And How To Improve Yours)

With a higher credit score, you have a better chance of getting approved for an auto loan and also getting a lower interest rate. However, this may not always be the case as there are...

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What Is A Charge-Off And How Does It Affect Your Credit Score?

Updated Nov 01, 2023
By Melissa Cook
What Is A Charge-Off And How Does It Affect Your Credit Score?

A 'Charge-Off' can also refer to the action of writing off a bad debt by a company for accounting purposes. This essentially means that the creditor has given up on collecting the debt from...

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