Do Student Loans Affect Your Credit Score? (The Answer May Surprise You)

Updated May 13, 2024
By Melissa Cook
Do Student Loans Affect Your Credit Score? (The Answer May Surprise You)

Knowing the facts about how student loans impact your credit score is crucial in order to make informed decisions when it comes to managing your finances. Here we'll cover exactly...

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Debt Consolidation With Poor Credit: Can It Be Done?

Updated May 01, 2024
By Minh Tong
Debt Consolidation With Poor Credit: Can It Be Done?

Despite debt consolidation being a popular solution for managing debt, many people with poor credit wonder if it's an option for them. The short answer is yes, but there are some...

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How To Rent An Apartment Or House With Bad Credit

Updated Apr 02, 2024
By Minh Tong
How To Rent An Apartment Or House With Bad Credit

While you may need to invest a bit more effort, explain your credit dings, and prove you’re a good renter – renting an apartment or house is definitely achievable. We'll show you how...

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Can You Buy A House After Debt Settlement?

Updated Mar 20, 2024
By Aaron Sarentino
Can You Buy A House After Debt Settlement?

If you recently settled your debts or are in the process of going through debt settlement, you may be wondering, “Can I buy a house after debt settlement?” And the answer is a resounding...

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Why Is My Credit Score Different On Different Websites?

Updated Feb 21, 2024
By Melissa Cook
Why Is My Credit Score Different On Different Websites?

When it comes to the representation of your financial health and lendability, few things are as crucial as your credit score. It’s a key factor in determining your ability to obtain...

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How To Rebuild Your Credit Score By Following These Simple Steps

Updated Feb 14, 2024
By Aaron Sarentino
How To Rebuild Your Credit Score By Following These Simple Steps

Having a strong credit score is vital for securing a sound financial future. This score is used by lenders to evaluate your dependability as a borrower and to determine the terms of...

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The Difference Between A Soft And Hard Credit Inquiry

Updated Jan 25, 2024
By Minh Tong
The Difference Between A Soft And Hard Credit Inquiry

Whether you realize it or not, your credit report is being assessed all the time, by your landlord, utility companies or your employer. But don't worry; certain types of inquiries will not...

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Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Updated Jan 25, 2024
By Melissa Cook
Does Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)

Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...

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How Does A Late Payment Affect Your Credit Score?

Updated Jan 11, 2024
By Melissa Cook
How Does A Late Payment Affect Your Credit Score?

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

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