What Is APY? (And Why It Is Important When Making Financial Decisions)

Updated Oct 25, 2023
By Melissa Cook
What Is APY? (And Why It Is Important When Making Financial Decisions)

When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer, such as a bank, credit union, or another financial...

Read More

Savings Account Vs. Checking Account: Choosing The Right One For You

Updated Oct 16, 2023
By Melissa Cook
Savings Account Vs. Checking Account: Choosing The Right One For You

When it comes to bank accounts, they're not all created equal. Depending on your financial goals, you'll want to choose one that meets your current and future needs. Find out...

Read More

How Much Money Should I Have Saved By 60? Ensuring You’re Financially Set For Retirement

Updated Oct 16, 2023
By Aaron Sarentino
How Much Money Should I Have Saved By 60? Ensuring You’re Financially Set For Retirement

By the time you turn 60, you may be ready to start thinking about retiring, but how do you know if you've saved enough money to make retiring in comfort possible? We'll show you...

Read More

Determining How Much To Save For Retirement – A Choice That Will Certainly Affect Your Future

Updated Oct 12, 2023
By Melissa Cook
Determining How Much To Save For Retirement – A Choice That Will Certainly Affect Your Future

People often think they know how much to save for retirement. But the fact of the matter is that they either don’t have an understanding of how much they’ll really need to retire in...

Read More

How Much Money Should I Have Saved By 40? The Key To Saving Enough For Retirement

Updated Oct 12, 2023
By Minh Tong
How Much Money Should I Have Saved By 40? The Key To Saving Enough For Retirement

There's no doubt that turning 40 is a huge milestone, but it can also cause financial anxiety. At this point, planning for retirement becomes a greater priority, but growing your savings...

Read More

How Much Money Should I Have Saved by 30 Years Old? 10 Tips For Financial Freedom…

Updated Oct 05, 2023
By Aaron Sarentino
How Much Money Should I Have Saved by 30 Years Old? 10 Tips For Financial Freedom…

Stop leaving money on the table! DIscover how much money you should have saved by 30, find out how to make adjustments if you haven't, and make your financial goals a reality...

Read More

How To Calculate Compound and Simple Interest

Updated Oct 05, 2023
By Melissa Cook
How To Calculate Compound and Simple Interest

Understanding how to calculate compound and simple interest is like possessing a financial compass—it helps you plan your financial goals and work towards them. Here, we'll show you...

Read More

What Is A Savings Bond? (The Complete Guide)

Updated Sep 28, 2023
By Minh Tong
What Is A Savings Bond? (The Complete Guide)

Saving money is an important practice of personal finance, and there are various ways to save. One option is investing in savings bonds that provide a secure and reliable method that allows...

Read More

Saving vs. Investing (What’s The Difference?)

Updated Sep 28, 2023
By Aaron Sarentino
Saving vs. Investing (What’s The Difference?)

When you understand the key differences between saving and investing can help you make better financial decisions and is essential for being able to successfully retire when you want...

Read More