Debt Management Vs. Debt Settlement: Which Is Better?
Updated Mar 20, 2024By Melissa Cook
Debt management and debt settlement are two of the most common debt relief options. Both strategies offer paths to debt freedom, but understanding their differences and choosing...
Read MoreHow To Deal With Debt Stress (Follow These Simple Steps)
Updated Mar 13, 2024By Melissa Cook
More and more people are struggling with debt stress nowadays, and it's not hard to understand why. With the rising cost of living and increasing personal expenses, it's easy to...
Read MoreTax Consequences Of Debt Settlement (A Simple Guide)
Updated Feb 29, 2024By Melissa Cook
In most cases, the majority of people receiving 1099-C forms were insolvent or mostly insolvent when their debt was forgiven. And by filling out this IRS form, they can avoid paying...
Read MoreWhy Is My Credit Score Different On Different Websites?
Updated Feb 21, 2024By Melissa Cook
When it comes to the representation of your financial health and lendability, few things are as crucial as your credit score. It’s a key factor in determining your ability to obtain...
Read MoreCredit Card Debt Forgiveness For The Disabled: How It Works
Updated Feb 07, 2024By Melissa Cook
Living with one or more disabilities can be tough, but this guide aims to shed light on credit card debt forgiveness for disabled individuals, providing essential information and...
Read MoreShould I Use My 401(k) To Pay Off Debt? (Consider These Factors)
Updated Jan 30, 2024By Melissa Cook
Many people facing financial difficulties find themselves questioning whether or not they should use their 401(k) plan or other retirement savings to pay off their debts. Here's what you...
Read MoreDoes Filing For Unemployment Affect Your Credit Score? (The Truth Revealed)
Updated Jan 25, 2024By Melissa Cook
Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...
Read MoreWhat Happens To Debt After Divorce? (What You Should Know)
Updated Jan 17, 2024By Melissa Cook
When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce. Here's what you need to know...
Read MoreHow Does A Late Payment Affect Your Credit Score?
Updated Jan 11, 2024By Melissa Cook
Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...
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