Budget-Friendly Things To Do With Your Kids On Winter Break
Updated Nov 30, 2023By Melissa Cook
Holidays for children can be a magical time full of wonder and joy, but for parents, it can also be a time of stress and financial strain. Many parents make the mistake of believing...
Read MoreHow To Sell A Car With A Loan (Everything You Need To Know)
Updated Nov 20, 2023By Melissa Cook
Whether you’re looking to downsize, upgrade to a newer model, or simply want to part ways with your vehicle, it’s essential to understand the process, especially when you still have an...
Read MoreHow To Pay Mortgage With A Credit Card: Is It Possible?
Updated Nov 15, 2023By Melissa Cook
While not ideal, paying your mortgage with a credit card is possible, but you may have to go through a separate payment service to make it happen. Here. we'll show you the steps to...
Read MoreHow To Do A Balance Transfer To Help Reduce Your Debt Faster
Updated Nov 15, 2023By Melissa Cook
Balance transfers can help you reduce your overall debt and eliminate multiple high monthly credit card payments. Many cards offer an introductory rate of 0% APR for 12 to 21 months...
Read MoreWhat Is A Jumbo Loan? (Little-Known Details Revealed)
Updated Nov 08, 2023By Melissa Cook
These loans are typically used to finance expensive properties, such as luxury homes or properties in high-cost areas that most people do not know about, but can be very beneficial for those...
Read MoreWhat Is A Charge-Off And How Does It Affect Your Credit Score?
Updated Nov 01, 2023By Melissa Cook
A 'Charge-Off' can also refer to the action of writing off a bad debt by a company for accounting purposes. This essentially means that the creditor has given up on collecting the debt from...
Read MoreWhat Is the Difference Between A Charge Card and A Credit Card?
Updated Nov 01, 2023By Melissa Cook
You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same. On the surface, they may look identical and make purchases...
Read MoreWhat Is APY? (And Why It Is Important When Making Financial Decisions)
Updated Oct 25, 2023By Melissa Cook
When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer, such as a bank, credit union, or another financial...
Read MoreWhat Is An Overdraft Fee And The Steps To Avoid Getting One
Updated Oct 17, 2023By Melissa Cook
An overdraft fee can increase the cost of your purchases and cause more financial strain if you’re already strapped for cash. The key is to avoid them, and here is how to do just that...
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