Benefits and Drawbacks to Home Equity Loans: Is it Right for You?

Updated Mar 14, 2023
By Melissa Cook
Benefits and Drawbacks to Home Equity Loans: Is it Right for You?

A home equity loan is a type of loan that allows homeowners to borrow against the equity they have built up in their homes. The loan is secured by the home, which means that...

Read More

Guide to the Federal Direct Student Loan Program

Updated Feb 14, 2023
By Minh Tong
Guide to the Federal Direct Student Loan Program

The Federal Direct Student Loan Program provides low-interest loans to eligible students to help pay for the cost of post-secondary education. The program is administered by the US...

Read More

How Inflation Has Affected Credit Card Use by Region

Updated Jan 20, 2023
By Aaron Sarentino
How Inflation Has Affected Credit Card Use by Region

More and more Americans are racking up credit card debt as the recent inflation pushes up the cost of living nationwide. Read this article to understand the correlation between inflation...

Read More

Don’t Make These 5 Mistakes When Paying Down Debt

Updated Dec 26, 2022
By Aaron Sarentino
Don’t Make These 5 Mistakes When Paying Down Debt

Paying down your debt seems pretty straight forward. However, it involves much more than merely making monthly minimums or avoiding interest. Avoiding these 5 mistakes will save you money and help you pay down...

Read More

What is Debt Resolution?

Updated Dec 06, 2022
By Aaron Sarentino
What is Debt Resolution?

This article will explain what is debt resolution and how it can save debtors from financial ruin and help you determine if it's the right course of action for you.

Read More

Credit Card Debt Is Making a Comeback

Updated Dec 05, 2022
By Aaron Sarentino
Credit Card Debt Is Making a Comeback

US consumers continue to feel the impact of the current economic climate, leaning again on credit cards—as many did in the early days of the pandemic—to help cover daily expenses like food, gas, and...

Read More

Guide to Debt Service Coverage Ratio (DSCR)

Updated Oct 31, 2022
By Minh Tong
Guide to Debt Service Coverage Ratio (DSCR)

A debt service coverage ratio (DSCR) is a financial metric used to assess a borrower's ability to pay back debt obligations. This ratio applies primarily to businesses or individuals taking on debt, such as...

Read More

Debt to Equity Ratio: Formula and How to Use it

Updated Oct 31, 2022
By Aaron Sarentino
Debt to Equity Ratio: Formula and How to Use it

The debt-to-equity ratio is a metric that measures a company's financial leverage. Debt to equity is important for assessing a company's ability to pay back its debts and meet its financial obligations.

Read More

Debt Consolidation Explained

Updated Oct 27, 2022
By Aaron Sarentino
Debt Consolidation Explained

Here’s everything you need to know if you’re thinking about consolidating your credit card or other debt.

Read More
1 2 3 7