How to Pay Off Debt in Collections: A Step By Step Guide

Updated Aug 18, 2023
By Aaron Sarentino
How to Pay Off Debt in Collections: A Step By Step Guide

Are you dealing with the stress and challenges of having a debt in collections? If so, there are simple steps you can take to pay off your debt and regain control of your...

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How To Get Rid Of Debt Collectors Without Paying

Updated Aug 17, 2023
By Aaron Sarentino
How To Get Rid Of Debt Collectors Without Paying

Dealing with debt collection can be an incredibly stressful and overwhelming experience, but it's important to remember that you have rights and options to handle the situation...

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How Much Debt Is Too Much? Understanding Your Debt-to-Income Ratio

Updated Aug 16, 2023
By Aaron Sarentino
How Much Debt Is Too Much? Understanding Your Debt-to-Income Ratio

When it comes to personal finance, it's crucial to recognize the tipping point when debt becomes overwhelming. Determining how much debt is too much can...

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Debunking the Myths: Understanding the Difference Between “Good Debt” and “Bad Debt”

Updated Aug 15, 2023
By Aaron Sarentino
Debunking the Myths: Understanding the Difference Between “Good Debt” and “Bad Debt”

Many individuals assume that all forms of borrowing are inherently bad, causing them to shy away from any kind of debt. However, by understanding the nuances of these terms...

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The Power of Debt Validation Letters: Your Key to Becoming Debt-Free

Updated Aug 11, 2023
By Aaron Sarentino
The Power of Debt Validation Letters: Your Key to Becoming Debt-Free

A debt validation letter is a letter that debt collectors must provide that includes information about the size of your debt, when to pay it, and how to dispute it. A debt validation letter...

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Benefits and Drawbacks to Home Equity Loans: Is it Right for You?

Updated Mar 14, 2023
By Melissa Cook
Benefits and Drawbacks to Home Equity Loans: Is it Right for You?

A home equity loan is a type of loan that allows homeowners to borrow against the equity they have built up in their homes. The loan is secured by the home, which means that...

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Guide to the Federal Direct Student Loan Program

Updated Feb 14, 2023
By Minh Tong
Guide to the Federal Direct Student Loan Program

The Federal Direct Student Loan Program provides low-interest loans to eligible students to help pay for the cost of post-secondary education. The program is administered by the US...

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How Inflation Has Affected Credit Card Use by Region

Updated Jan 20, 2023
By Aaron Sarentino
How Inflation Has Affected Credit Card Use by Region

More and more Americans are racking up credit card debt as the recent inflation pushes up the cost of living nationwide. Read this article to understand the correlation between inflation...

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Don’t Make These 5 Mistakes When Paying Down Debt

Updated Dec 26, 2022
By Aaron Sarentino
Don’t Make These 5 Mistakes When Paying Down Debt

Paying down your debt seems pretty straight forward. However, it involves much more than merely making monthly minimums or avoiding interest. Avoiding these 5 mistakes will save you money and help you pay down...

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