What Happens To Debt After A Spouse Dies?

Updated Jan 17, 2024
By Minh Tong
What Happens To Debt After A Spouse Dies?

You know you may stand to inherit your spouse's assets when they die, as outlined in their final wishes, but their debt isn’t something anyone thinks about until it is time to deal with...

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What Happens To Debt After Divorce? (What You Should Know)

Updated Jan 17, 2024
By Melissa Cook
What Happens To Debt After Divorce? (What You Should Know)

When facing a separation or the dissolution of a marriage, a common initial concern revolves around responsibility for one's spouse's debts post-divorce.  Here's what you need to know...

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How To Talk To Your Spouse About Debt

Updated Jan 11, 2024
By Aaron Sarentino
How To Talk To Your Spouse About Debt

Talking about debt is not exactly a fun or romantic topic, and you may feel some guilt and shame. But communicating the situation to your spouse and making a plan together to pay...

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Common Credit Card Terms And Definitions You Must Know

Updated Jan 11, 2024
By Minh Tong
Common Credit Card Terms And Definitions You Must Know

Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...

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How Does A Late Payment Affect Your Credit Score?

Updated Jan 11, 2024
By Melissa Cook
How Does A Late Payment Affect Your Credit Score?

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

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How Long Does Negative Information Stay On Your Credit Report?

Updated Jan 08, 2024
By Aaron Sarentino
How Long Does Negative Information Stay On Your Credit Report?

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

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What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)

Updated Jan 05, 2024
By Minh Tong
What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)

Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the account's primary holder maintains responsibility...

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DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better?

Updated Jan 05, 2024
By Melissa Cook
DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better?

When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief company. And while both options can lead to the same results...

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What Is A Cosigner? (What You Need To Know)

Updated Dec 20, 2023
By Aaron Sarentino
What Is A Cosigner? (What You Need To Know)

When taking out a loan, it is common for lenders to require the borrower to obtain a cosigner. Cosigners can increase approval odds and help provide more favorable loan terms...

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