Debt Relief Articles

Having and using credit cards is a big responsibility. They can be a great financial tool when used responsibly, but like so many other financial products, it’s easy to be overwhelmed by...

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the account's primary holder maintains responsibility...

When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief company. And while both options can lead to the same results...

When taking out a loan, it is common for lenders to require the borrower to obtain a cosigner. Cosigners can increase approval odds and help provide more favorable loan terms...

You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So, what constitutes a favorable APR for a credit card?

These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or individuals who have no credit history. In fact, they are a great...

You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same. On the surface, they may look identical and make purchases...