What Is A Cosigner? (What You Need To Know)

Updated Dec 20, 2023
By Aaron Sarentino
What Is A Cosigner? (What You Need To Know)

When taking out a loan, it is common for lenders to require the borrower to obtain a cosigner. Cosigners can increase approval odds and help provide more favorable loan terms...

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What Is A Good APR for A Credit Card?

Updated Nov 01, 2023
By Aaron Sarentino
What Is A Good APR for A Credit Card?

You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So, what constitutes a favorable APR for a credit card?

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What Is A Secured Credit Card? (What You Need To Know)

Updated Nov 01, 2023
By Minh Tong
What Is A Secured Credit Card? (What You Need To Know)

These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or individuals who have no credit history. In fact, they are a great...

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What Is the Difference Between A Charge Card and A Credit Card?

Updated Nov 01, 2023
By Melissa Cook
What Is the Difference Between A Charge Card and A Credit Card?

You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same. On the surface, they may look identical and make purchases...

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What Is A Balance Transfer And Is It Right For You?

Updated Oct 25, 2023
By Aaron Sarentino
What Is A Balance Transfer And Is It Right For You?

As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they need to manage a substantial debt load where they may...

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How to Pay Back Your Student Loan Refund Check

Updated Oct 05, 2023
By Minh Tong
How to Pay Back Your Student Loan Refund Check

Student loan borrowers who received refunds of voluntary payments made during the interest-free payment pause are now required to cover payments and interest on their entire student...

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Thinking of Refinancing Private Student Loan Debt? Read This First.

Updated Oct 05, 2023
By Aaron Sarentino
Thinking of Refinancing Private Student Loan Debt? Read This First.

If you’re one of the many struggling with private student loan debt, you’ve probably considered refinancing. Refinancing can be a game-changer for certain individuals and couples who...

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The Advantages and Disadvantages of Refinancing Federal Student Loans

Updated Sep 15, 2023
By Aaron Sarentino
The Advantages and Disadvantages of Refinancing Federal Student Loans

If you're looking for a way to reduce your monthly student loan payment, refinancing may seem like a good idea. But first, you should carefully weigh all of the pros and cons before...

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Are You Eligible? Biden’s Plan for Student Loan Forgiveness (Update)

Updated Sep 15, 2023
By Melissa Cook
Are You Eligible? Biden’s Plan for Student Loan Forgiveness (Update)

If you're wrestling with student loan debt, you've likely been paying attention to President Biden's new Saving on a Valuable Education (SAVE) plan. Here's everything you should know...

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