Supreme Court Won’t Block $6 Billion Student Loan Forgiveness Lawsuit: Who Qualifies?

Updated Sep 12, 2023
By Minh Tong
Supreme Court Won’t Block $6 Billion Student Loan Forgiveness Lawsuit: Who Qualifies?

Nearly a quarter million borrowers who attended schools that defrauded or misled them will have their student loan debts completely canceled, the Supreme Court ruled in a...

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The Average Student Loan Interest Rate (It’s Not What You Expect!)

Updated Sep 12, 2023
By Aaron Sarentino
The Average Student Loan Interest Rate (It’s Not What You Expect!)

By understanding how to calculate the amount of money you will pay or are currently paying in interest for your student loans, you can make an informed decision about finances...

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Debt Avalanche vs. Debt Snowball: Choosing the Right Strategy to Erase Your Debts

Updated Aug 28, 2023
By Melissa Cook
Debt Avalanche vs. Debt Snowball: Choosing the Right Strategy to Erase Your Debts

Both of these strategies are designed to accelerate your debt repayment journey, but they take different approaches. Which one is right for you will largely depend on your debt...

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Understanding What Happens if a Bill Goes to Collections: Your Guide to Debt Relief

Updated Aug 24, 2023
By Minh Tong
Understanding What Happens if a Bill Goes to Collections: Your Guide to Debt Relief

There are over 7,000 collection agencies in the US, and we explore what happens if a bill goes to collections, your rights in the process, and how to seek debt relief when you need...

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Save Or Pay Off Debt? The Secret To Balancing Your Finances

Updated Aug 23, 2023
By Aaron Sarentino
Save Or Pay Off Debt? The Secret To Balancing Your Finances

Should you save or pay off your debt? Here, we'll explore the benefits of saving, the advantages of paying off debt, and how to strike a balance that works best for your financial goals...

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Installment Credit vs. Revolving Credit: Understanding the Key Differences

Updated Aug 22, 2023
By Minh Tong
Installment Credit vs. Revolving Credit: Understanding the Key Differences

Installment credit and revolving credit have significant differences in terms of borrowing, repayment, and impact on credit scores. When you understand their differences, along with their...

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Unpaid Cell Phone Bill Collections: Understanding the Statute of Limitations

Updated Aug 21, 2023
By Melissa Cook
Unpaid Cell Phone Bill Collections: Understanding the Statute of Limitations

If you've recently received a call or mail piece regarding unpaid cell phone bill collections, it's crucial to know your rights and the statute of limitations, because you may not have to pay...

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How to Pay Off Debt in Collections: A Step By Step Guide

Updated Aug 18, 2023
By Aaron Sarentino
How to Pay Off Debt in Collections: A Step By Step Guide

Are you dealing with the stress and challenges of having a debt in collections? If so, there are simple steps you can take to pay off your debt and regain control of your...

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How To Get Rid Of Debt Collectors Without Paying

Updated Aug 17, 2023
By Aaron Sarentino
How To Get Rid Of Debt Collectors Without Paying

Dealing with debt collection can be an incredibly stressful and overwhelming experience, but it's important to remember that you have rights and options to handle the situation...

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