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How Long Does Negative Information Stay On Your Credit Report? Updated Jan 08, 2024 By Aaron Sarentino
How Long Does Negative Information Stay On Your Credit Report? Understanding how long negative information stays on your credit report and how it influences your credit score can help you... Read More
What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons) Updated Jan 05, 2024 By Minh Tong
What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons) Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the... Read More
DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better? Updated Jan 05, 2024 By Melissa Cook
DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better? When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief... Read More
What Is A Cosigner? (What You Need To Know) Updated Dec 20, 2023 By Aaron Sarentino
What Is A Cosigner? (What You Need To Know) When taking out a loan, it is common for lenders to require the borrower to obtain a cosigner. Cosigners can... Read More
What Is A Good APR For A Credit Card? Updated Nov 01, 2023 By Aaron Sarentino
What Is A Good APR For A Credit Card? You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So,... Read More
What Is A Secured Credit Card? (What You Need To Know) Updated Nov 01, 2023 By Minh Tong
What Is A Secured Credit Card? (What You Need To Know) These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or... Read More
What Is the Difference Between A Charge Card And A Credit Card? Updated Nov 01, 2023 By Melissa Cook
What Is the Difference Between A Charge Card And A Credit Card? You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same.... Read More
What Is A Balance Transfer And Is It Right For You? Updated Oct 25, 2023 By Aaron Sarentino
What Is A Balance Transfer And Is It Right For You? As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they... Read More
How To Pay Back Your Student Loan Refund Check Updated Oct 05, 2023 By Minh Tong
How To Pay Back Your Student Loan Refund Check Student loan borrowers who received refunds of voluntary payments made during the interest-free payment pause are now required to cover... Read More
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