Debt Relief Articles
How Much Debt Is Too Much? Understanding Your Debt-to-Income Ratio
Updated Aug 16, 2023By Aaron Sarentino
When it comes to personal finance, it's crucial to recognize the tipping point when debt becomes overwhelming. Determining how much debt is too much can...
Read MoreDebunking the Myths: Understanding the Difference Between “Good Debt” and “Bad Debt”
Updated Aug 15, 2023By Aaron Sarentino
Many individuals assume that all forms of borrowing are inherently bad, causing them to shy away from any kind of debt. However, by understanding the nuances of these terms...
Read MoreThe Power of Debt Validation Letters: Your Key to Becoming Debt-Free
Updated Aug 11, 2023By Aaron Sarentino
A debt validation letter is a letter that debt collectors must provide that includes information about the size of your debt, when to pay it, and how to dispute it. A debt validation letter...
Read MoreBenefits and Drawbacks to Home Equity Loans: Is it Right for You?
Updated Mar 14, 2023By Melissa Cook
A home equity loan is a type of loan that allows homeowners to borrow against the equity they have built up in their homes. The loan is secured by the home, which means that...
Read MoreGuide to the Federal Direct Student Loan Program
Updated Feb 14, 2023By Minh Tong
The Federal Direct Student Loan Program provides low-interest loans to eligible students to help pay for the cost of post-secondary education. The program is administered by the US...
Read MoreHow Inflation Has Affected Credit Card Use by Region
Updated Jan 20, 2023By Aaron Sarentino
More and more Americans are racking up credit card debt as the recent inflation pushes up the cost of living nationwide. Read this article to understand the correlation between inflation...
Read MoreDon’t Make These 5 Mistakes When Paying Down Debt
Updated Dec 26, 2022By Aaron Sarentino
Paying down your debt seems pretty straight forward. However, it involves much more than merely making monthly minimums or avoiding interest. Avoiding these 5 mistakes will save you money and help you pay down...
Read MoreWhat is Debt Resolution?
Updated Dec 06, 2022By Aaron Sarentino
This article will explain what is debt resolution and how it can save debtors from financial ruin and help you determine if it's the right course of action for you.
Read MoreCredit Card Debt Is Making a Comeback
Updated Dec 05, 2022By Aaron Sarentino
US consumers continue to feel the impact of the current economic climate, leaning again on credit cards—as many did in the early days of the pandemic—to help cover daily expenses like food, gas, and...
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