Debt Relief Articles
Secured Debt
Updated Feb 14, 2023
By Melissa Cook
Secured debt refers to a type of debt that is backed by collateral, which serves as security for the loan. This...
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Secured debt refers to a type of debt that is backed by collateral, which serves as security for the loan. This...
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Unsecured Debt
Updated Feb 14, 2023
By Melissa Cook
Unsecured debt refers to a loan or debt that is not backed by collateral. Unlike secured debt, where the borrower provides...
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Unsecured debt refers to a loan or debt that is not backed by collateral. Unlike secured debt, where the borrower provides...
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Prepayment Penalty
Updated Feb 14, 2023
By Aaron Sarentino
A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon...
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A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon...
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Individual Retirement Account (IRA)
Updated Feb 14, 2023
By Minh Tong
An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement....
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An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement....
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Amortization: What Is It And How Does It Work?
Updated Feb 14, 2023
By Aaron Sarentino
Amortization in financial terms refers to the process of paying off a debt over a period of time through regular...
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Amortization in financial terms refers to the process of paying off a debt over a period of time through regular...
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Accrued Interest – How It Works For Investments And Debts
Updated Feb 14, 2023
By Melissa Cook
Accrued interest refers to the interest that accumulates on a debt instrument such as a bond, loan or savings account,...
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Accrued interest refers to the interest that accumulates on a debt instrument such as a bond, loan or savings account,...
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Internal Revenue Service (IRS)
Updated Feb 14, 2023
By Melissa Cook
The Internal Revenue Service (IRS) is a U.S. government agency that is responsible for the collection of taxes and enforcement...
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The Internal Revenue Service (IRS) is a U.S. government agency that is responsible for the collection of taxes and enforcement...
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Debt Financing (What You Should Know)
Updated Feb 14, 2023
By Melissa Cook
The borrower (i.e. the company) promises to repay the lender (e.g. a bank) with interest over a set period of...
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The borrower (i.e. the company) promises to repay the lender (e.g. a bank) with interest over a set period of...
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Unsecured Loan: What Is It And How Does It Work?
Updated Jan 30, 2023
By Melissa Cook
An unsecured loan is a loan that is not backed by collateral. This means that the lender does not have...
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An unsecured loan is a loan that is not backed by collateral. This means that the lender does not have...
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