Debt Relief Articles

Secured Loan: What Is It And How Does One Work? Updated Jan 05, 2023 By Melissa Cook
Secured Loan: What Is It And How Does One Work? A secured loan is a type of loan that is backed by collateral, which is an asset that the borrower... Read More
What Is An Annual Percentage Rate (APR)? Updated Jan 05, 2023 By Melissa Cook
What Is An Annual Percentage Rate (APR)? An annual percentage rate (APR) is a measure of the cost of borrowing money, expressed as a yearly interest rate.... Read More
Loan Officer (What Does One Do?) Updated Jan 05, 2023 By Minh Tong
Loan Officer (What Does One Do?) A loan officer is a financial professional who works for a bank, credit union, or other lending institution. Their primary... Read More
Federal Reserve System Updated Jan 05, 2023 By Minh Tong
Federal Reserve System The Federal Reserve System, also known as the "Fed," is the central banking system of the United States. It was... Read More
Home Equity: What It Is And How To Build It Updated Jan 05, 2023 By Minh Tong
Home Equity: What It Is And How To Build It Home equity refers to the portion of a homeowner's property that they own outright. It is calculated by subtracting the... Read More
Line Of Credit (Should You Get One?) Updated Jan 05, 2023 By Minh Tong
Line Of Credit (Should You Get One?) A line of credit is a type of loan that allows a borrower to access a specific amount of money... Read More
Fair Credit Reporting Act (FCRA) Updated Jan 05, 2023 By Minh Tong
Fair Credit Reporting Act (FCRA) The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer credit... Read More
Subsidized Loan: What Are The Benefits? Updated Jan 05, 2023 By Minh Tong
Subsidized Loan: What Are The Benefits? A subsidized loan is a type of financial assistance provided by the government or other organization to help individuals or... Read More
Unsubsidized Loan: What Are The Benefits? Updated Jan 05, 2023 By Minh Tong
Unsubsidized Loan: What Are The Benefits? An Unsubsidized Loan is a type of student loan that requires repayment without the help of any financial assistance or... Read More
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