American consumers with extra cash beyond their day-to-day expenses are prudent to consider accounts that not only accrue interest but also offer convenient access to their money...

If you’re approaching 50, here's how much money you should have saved to support yourself financially once you stop earning a regular paycheck. The amount may surprise you...

Nearly a quarter million borrowers who attended schools that defrauded or misled them will have their student loan debts completely canceled, the Supreme Court ruled in a...

There are over 7,000 collection agencies in the US, and we explore what happens if a bill goes to collections, your rights in the process, and how to seek debt relief when you need...

Installment credit and revolving credit have significant differences in terms of borrowing, repayment, and impact on credit scores. When you understand their differences, along with their...

Credit counseling is a service offered to individuals who are struggling with debt management or are looking to improve their financial situation. It is a process that involves working...

A bond is a financial instrument used by governments, corporations, and other organizations to raise capital. It represents a debt obligation, meaning that the issuer (borrower) promises...

Gross National Product (GNP) is a measure of the total value of goods and services produced in a given country during a specific period, usually one year. It is used to analyze and...

In financial terms, interest is the cost of borrowing money. It is usually expressed as a percentage rate that must be paid by the borrower to the lender for the use of their funds...