minhtong

Minh Tong

Minh leverages decades of experience in marketing, sales management and technology to provide high-level advice and lead new initiatives. Minh has a Bachelor of Science in Business/Managerial Economics from University of California at Irvine. He brings over 20 years of sales and executive management experience to the company and his responsibilities include customer service improvement, professional development, and carrying out communications and marketing. Originally from the east coast, Minh resides in southern California and enjoys spending time with his family, going to the beach, and playing a variety of sports.


Understanding What Happens if a Bill Goes to Collections: Your Guide to Debt Relief

Updated Aug 24, 2023
By Minh Tong
Understanding What Happens if a Bill Goes to Collections: Your Guide to Debt Relief

There are over 7,000 collection agencies in the US, and we explore what happens if a bill goes to collections, your rights in the process, and how to seek debt relief when you need...

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Installment Credit vs. Revolving Credit: Understanding the Key Differences

Updated Aug 22, 2023
By Minh Tong
Installment Credit vs. Revolving Credit: Understanding the Key Differences

Installment credit and revolving credit have significant differences in terms of borrowing, repayment, and impact on credit scores. When you understand their differences, along with their...

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Credit Counseling

Updated Mar 14, 2023
By Minh Tong
Credit Counseling

Credit counseling is a service offered to individuals who are struggling with debt management or are looking to improve their financial situation. It is a process that involves working...

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Bond

Updated Mar 10, 2023
By Minh Tong
Bond

A bond is a financial instrument used by governments, corporations, and other organizations to raise capital. It represents a debt obligation, meaning that the issuer (borrower) promises...

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Gross National Product (GNP)

Updated Mar 03, 2023
By Minh Tong
Gross National Product (GNP)

Gross National Product (GNP) is a measure of the total value of goods and services produced in a given country during a specific period, usually one year. It is used to analyze and...

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Interest

Updated Mar 03, 2023
By Minh Tong
Interest

In financial terms, interest is the cost of borrowing money. It is usually expressed as a percentage rate that must be paid by the borrower to the lender for the use of their funds...

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Demand Note

Updated Feb 14, 2023
By Minh Tong
Demand Note

A demand note is a type of financial instrument that represents a debt owed by one party to another. It is a written promise to repay a specified sum of money at a certain...

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Individual Retirement Account (IRA)

Updated Feb 14, 2023
By Minh Tong
Individual Retirement Account (IRA)

An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement. IRAs offer tax advantages and allow individuals...

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Guide to the Federal Direct Student Loan Program

Updated Feb 14, 2023
By Minh Tong
Guide to the Federal Direct Student Loan Program

The Federal Direct Student Loan Program provides low-interest loans to eligible students to help pay for the cost of post-secondary education. The program is administered by the US...

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