minhtong

Minh Tong

Minh leverages decades of experience in marketing, sales management and technology to provide high-level advice and lead new initiatives. Minh has a Bachelor of Science in Business/Managerial Economics from University of California at Irvine. He brings over 20 years of sales and executive management experience to the company and his responsibilities include customer service improvement, professional development, and carrying out communications and marketing. Originally from the east coast, Minh resides in southern California and enjoys spending time with his family, going to the beach, and playing a variety of sports.


What is a 401(k)?

Updated Jan 17, 2023
By Minh Tong
What is a 401(k)?

A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of their paycheck before taxes are taken out. Taxes aren't paid until...

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Loan Officer

Updated Jan 05, 2023
By Minh Tong
Loan Officer

A loan officer is a financial professional who works for a bank, credit union, or other lending institution. Their primary responsibility is to evaluate loan applications and determine...

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Federal Reserve System

Updated Jan 05, 2023
By Minh Tong
Federal Reserve System

The Federal Reserve System, also known as the "Fed," is the central banking system of the United States. It was created in 1913 by the Federal Reserve Act in response to a series...

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Home Equity

Updated Jan 05, 2023
By Minh Tong
Home Equity

Home equity refers to the portion of a homeowner's property that they own outright. It is calculated by subtracting the remaining balance on the mortgage from the...

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Line of Credit

Updated Jan 05, 2023
By Minh Tong
Line of Credit

A line of credit is a type of loan that allows a borrower to access a specific amount of money that they can borrow and repay as needed, rather than borrowing a set amount...

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Fair Credit Reporting Act (FCRA)

Updated Jan 05, 2023
By Minh Tong
Fair Credit Reporting Act (FCRA)

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the collection, dissemination, and use of consumer credit information. It was enacted in 1970 to protect consumers...

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Subsidized Loan

Updated Jan 05, 2023
By Minh Tong
Subsidized Loan

A subsidized loan is a type of financial assistance provided by the government or other organization to help individuals or families pay for education or other expenses...

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Unsubsidized Loan

Updated Jan 05, 2023
By Minh Tong
Unsubsidized Loan

An Unsubsidized Loan is a type of student loan that requires repayment without the help of any financial assistance or subsidies. These types of loans are funded by...

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Promissory Note

Updated Jan 05, 2023
By Minh Tong
Promissory Note

A promissory note is a written promise to pay a specific amount of money at a specified date. Promissory notes are typically issued by borrowers and used as evidence of debt owed...

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