Budgeting 101
Updated Apr 09, 2020By Minh Tong
The key to a budget is tracking expenses and categorizing them as needs (i.e. insurance, housing, transportation, electricity, food, medicine, work clothing, and minimum payments on debt) and wants [...]
Read More4 Step Guide to Budget Planning
Updated Feb 13, 2020By Minh Tong
Whether you're planning to save for college or retirement, your debt challenges are unique, we understand that. This guide designed to help you save money and get out of debt, yet the entire process...
Read MoreImportant Factors to Consider When Purchasing a Car While in Debt
Updated Feb 05, 2020By Minh Tong
Cars are fickle things that require a lot of maintenance. Oil changes, tire rotations, and yearly tune-ups are all part of owning a vehicle. Unfortunately, the financial aspect of purchasing a car can be...
Read More3 Simple Ways Young Adults Can Build Credit
Updated Sep 18, 2018By Minh Tong
Building credit can be challenging when you don’t have any credit history to your name, and many don’t know where to start. You may or may not get approved for a credit card, auto...
Read MoreDebt and Marriage- What You Should Know Before You Say ‘I Do’
Updated Sep 11, 2018By Minh Tong
It’s quite interesting the phrase “for richer or poorer” is part of most wedding vows, as it implies that your spouse’s financial situation is in fact, a critical aspect of any marriage. This is...
Read MoreThe Benefits of 401k Plan
Updated Aug 29, 2018By Minh Tong
Saving money can seem like an unfavorable chore to some now, but you will thank yourself for investing into your retirement later. This is where a 401k Plan can save you a lot of...
Read MoreConsumer Debt in America-Where Our Country Stands Today
Updated Aug 27, 2018By Minh Tong
As Americans, we’re pretty much all in debt. How bad is the debt crisis exactly? That depends on who you ask. And when. The Federal Reserve keeps a close eye on trends influencing lending,...
Read MoreUnsecured debt & bankruptcy in the United States
Updated Apr 20, 2018By Minh Tong
Unsecured debt has a direct correlation to bankruptcy in the United States. Just this year alone the total amount of unsecured debt has increased to 1 trillion collectively. According to HuffingtonPost, some of the...
Read MoreWhat is Black Market Value of Stolen Credit Card Info?
Updated Mar 10, 2018By Minh Tong
Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think...
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