Debt Relief Articles
How Does A Late Payment Affect Your Credit Score?
Updated Jan 11, 2024
By Melissa Cook
Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days...
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How Long Does Negative Information Stay On Your Credit Report?
Updated Jan 08, 2024
By Aaron Sarentino
Understanding how long negative information stays on your credit report and how it influences your credit score can help you...
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What Is An Authorized User On A Credit Card? (Understanding The Pros And Cons)
Updated Jan 05, 2024
By Minh Tong
Authorized users have legal access to use a cardholder's account, including making purchases. They receive a linked credit card, but the...
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DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better?
Updated Jan 05, 2024
By Melissa Cook
When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief...
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What Is A Cosigner? (What You Need To Know)
Updated Dec 20, 2023
By Aaron Sarentino
When taking out a loan, it is common for lenders to require the borrower to obtain a cosigner. Cosigners can...
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Overcoming Depression From Being In Debt
Updated Dec 20, 2023
By Minh Tong
Americans across the country struggle with debilitating debt, causing a depression epidemic in young and old alike. While challenging, it's possible...
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Easy Financial Resolutions To Make For The New Year
Updated Dec 20, 2023
By Melissa Cook
While many people choose to become more fit, try a new hobby, or to read more, choosing to focus on...
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How To Celebrate New Year’s Eve On A Budget
Updated Dec 20, 2023
By Aaron Sarentino
Whether you're going out with friends and family or hosting a party in your home, you can make this New...
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How To Pay Off Medical Bills On A Fixed Income: 8 Actions You Can Take Today
Updated Dec 13, 2023
By Minh Tong
Navigating medical bills can be challenging, but it's essential to know that there are practical strategies to manage and pay...
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