melissacook

Melissa Cook

Melissa has a degree in English and marketing from University of California Irvine. She is a creative and accomplished content writer and editor with comprehensive experience developing rich, compelling content for a variety of websites. With her expertise in writing a broad range of content, combined with outstanding interpersonal skills and commitment to exploring innovative ideas, Melissa has done an excellent job developing content for blogs, articles, social media, and the company website. When she is not writing, Melissa spends most of her time cooking, traveling the world, and catching her favorite Broadway shows.


What is a FICO Score?

Updated Nov 16, 2022
By Melissa Cook
What is a FICO Score?

A FICO (Fair Isaac Corporation) Score is a measure of creditworthiness, calculated using information from the consumer's credit report.

Read More

Average Student Loan Debt in the US: Statistics & Facts

Updated Nov 14, 2022
By Melissa Cook
Average Student Loan Debt in the US: Statistics & Facts

Over the last decade, the price tag of a college education has continued to climb higher and higher. So much so that it has become a hot topic in recent years, with politicians and...

Read More

What is a Mortgage?

Updated Nov 07, 2022
By Melissa Cook
What is a Mortgage?

A mortgage is a loan used to purchase a property. The borrower makes monthly payments toward the loan, which go towards paying off the principal amount borrowed as well as interest on the loan.

Read More

What is an FHA Loan?

Updated Nov 07, 2022
By Melissa Cook
What is an FHA Loan?

An FHA loan is a mortgage insured by the Federal Housing Administration. This type of loan allows for lower credit scores and a higher debt-to-income ratio compared to conventional loans.

Read More

What is a Credit Score?

Updated Nov 07, 2022
By Melissa Cook
What is a Credit Score?

A credit score is a numeric representation of an individual's creditworthiness. It is calculated using information from the individual's credit history, such as past loan and credit card payments.

Read More

What is a PPP loan?

Updated Nov 06, 2022
By Melissa Cook
What is a PPP loan?

A PPP loan, also known as a Paycheck Protection Program loan, is a type of loan offered through the Small Business Administration (SBA) designed to help small businesses with payroll and certain other expenses...

Read More

3 Steps to Setting Financial Goals

Updated Jan 26, 2022
By Melissa Cook
3 Steps to Setting Financial Goals

Learn about setting financial goals for a better financial future. We all have problems setting long-term goals, especially when it comes to our finances. The future seems so far away. While you might imagine...

Read More

What’s a home equity loan?

Updated Sep 18, 2020
By Melissa Cook
What’s a home equity loan?

After years of making payments on a home mortgage, the home starts to build equity. A home equity loan is when the homeowner takes out a loan using the home as an asset to...

Read More

Important Factors to Consider When Purchasing a Car While in Debt

Updated Apr 14, 2020
By Melissa Cook
Important Factors to Consider When Purchasing a Car While in Debt

Cars are fickle things that require a lot of maintenance. Oil changes, tire rotations, and yearly tune-ups are all part of owning a vehicle. Unfortunately, the financial aspect of purchasing a car can be...

Read More