Saving Tips

Learn saving tips to stop spending and start preparing for a brighter financial future.

holiday debt
How To Pay Off Holiday Debt

Holiday debt has become a significant problem in the US, with many Americans falling into debt due to their holiday spending.

Dec 12, 2022
Student Loan
Average Student Loan Debt in the US: Statistics & Facts

Over the last decade, the price tag of a college education has continued to climb higher and higher. So much so that it has become a hot topic in recent years, with politicians and experts proposing various solutions to address the problem. Proposed solutions range from forgiving all student loan debt to implementing income-based repayment plans. However, finding a fair and effective solution continues to be a challenge. 

Nov 14, 2022
Family Loans
Family Loans: What to Know Before Lending or Borrowing

Family loans can be an effective way to lend or borrow money in a pinch. Learn all about family loans and what you need to know before you agree to one.

Nov 6, 2022
how to refinance a car
How to Refinance a Car: Step-by-Step Guide

No matter what your reason for refinancing is, our guide will help you understand how to refinance a car with step-by-step directions.

Aug 29, 2022
Budget Planning
6 Simple Steps to Building a Better Budget

Creating a better budget is a simple solution to getting ahead on your finances and managing your debt. Here’s how to get started with 6 simple steps.

Aug 15, 2022
Summer Staycation Ideas
5 Affordable Summer Staycation Ideas When You’re on a Budget

Just because inflation may have dashed your dreams of adventurous summer vacations, doesn’t mean you can’t create your own adventure closer to home. Here are 5 affordable summer staycation ideas when you’re on a budget.

Jul 27, 2022
Filing Federal Taxes For A Refund - Tax Form Currency
5 Smart Ways to Use Your Tax Refund This Year

How you should spend your tax refund largely depends on your unique circumstances. Still, there are a handful of uses of the money that could make sense this year. Here are 5 smart ways to use your tax refund this year.

Apr 21, 2022
Business Administrator Negotiation Discussing About Investment Data Spreadsheets In Modern
Tax Prep Checklist: Everything You Need to File Your Taxes

Paying taxes may be an expected annual obligation, but tax season always finds a way to sneak up on us. Luckily, we’ve curated a checklist of information and documents that most taxpayers will need for the job.

Mar 28, 2022
Save Money Concept On Screen
Top 6 Money-Saving Apps in 2022

Unfortunately, savings plans often fall by the wayside as real life (inflation, rising cost of living) intervenes, making us lose focus. To help you counter this, we have compiled a list of the latest money-saving apps that will motivate you and keep your savings on track throughout 2022.

Mar 24, 2022
Financial Time Tax Form With Laptop And Calculator. Office Paperwork.
5 reasons why you need to file your taxes early

Ideally, to keep your personal finances in order and to maintain order, it’s best to file your taxes early. Not convinced? Here are 5 reasons you should.

Feb 23, 2022
A Young Asian Couple Is Sitting On A Carpet Using
How to Adjust Your Spending in a Financial Crisis

During a financial crisis, you may not have any extra income at the end of the month for savings. Therefore, the first step is to adjust your spending habits.

Feb 18, 2022
Valentine's Day Concept. Happy Couple In Love With. A Young
3 Valentine’s Day Gifts Ideas for Your Family in 2022, Despite Facing Debt

This year’s Valentine’s Day is approaching, so this might just be the perfect time for you to figure out what you’ll get for your loved ones. To help with your decision, we compiled a list of what we think would be great surprises for your family. Facing debt and concerned about spending? Not to worry, stick around to find out how our team can help.

Feb 14, 2022
Financial Goals Financial Concept. Mason Jar With Coins Inside Piggy
3 Steps to Setting Financial Goals

Learn about setting financial goals for a better financial future. We all have problems setting long-term goals, especially when it comes to our finances. The future seems so far away. While you might imagine we’re better with short-term planning, Americans find that difficult too.

Jan 26, 2022
Budgeting 101
Budgeting 101

The key to a budget is tracking expenses and categorizing them as needs (i.e. insurance, housing, transportation, electricity, food, medicine, work clothing, and minimum payments on debt) and
wants […]

Apr 9, 2020
Savings 101
Saving on a Tight Budget

How can those who currently aren’t saving afford to save money? And how can those saving only a little save more? Here are nine tips for saving money when budgets are tight […]

Apr 9, 2020
Budget Planning
4 Step Guide to Budget Planning

Whether you’re planning to save for college or retirement, your debt challenges are unique, we understand that. This guide designed to help you save money and get out of debt, yet the entire process of doing so is easier said than done[…]

Feb 13, 2020
Benefits of 401k Plans
The Benefits of 401k Plan

Saving money can seem like an unfavorable chore to some now, but you will thank yourself for investing into your retirement later. This is where a 401k Plan can save you a lot of hassle. A 401k (named for the tax code that governs it) is a retirement savings plan in which a portion of […]

Aug 29, 2018
Paying Off Debt
Debt and Your Lifestyle: You Can Still Have Fun While Paying Off Debt

We’d all like to have a little less debt in our lives, but what’s stopping us? Many consumers don’t have the financial means to do fun activities while they are swimming in debt. Or, they don’t want to sacrifice their social life to their debt, so they continue to add more or ignore it. Paying […]

Aug 24, 2018
Current Credit Card Trends
Save Your Wallet by Being Aware of These Current Credit Card Trends

Sure, you know what a credit card is and how to use it. However, some consumers don’t know that the credit card industry changes regularly. Just like any other industry, there are things about credit cards that change all the time. While the cards still work the same, you can leverage these changes to save […]

Apr 4, 2018
Finance Tips For Students
6 Personal Finance Tips For High School Students And Young Adults

Setting a budget, savings, controlling spending and monitoring bank statements can seem like a real drag to teenagers in high school and college. Learning good financial practices at a young age will set millennials up for a debt free future. Maxing out credit cards, taking out student loans can cause lifelong financial problems that they […]

Feb 23, 2018

See how Americor can help

Check Your Options