Debt Relief Tactics

Learn debt relief tactics to get informed and start a better financial plan.

Debt Relief and Financial Responsibility

No matter how you end up in credit card debt, it’s important to find a way to get out of it. The sooner you start paying off your debt, the less interest you will have to pay. And if you aren’t able to make progress on your own, there are plenty of resources and programs available to help you get out of debt.

Sep 27, 2022
credit card debt signn
8 Tips for Getting Out of Credit Card Debt

No matter how you end up in credit card debt, it’s important to find a way to get out of it. The sooner you start paying off your debt, the less interest you will have to pay. And if you aren’t able to make progress on your own, there are plenty of resources and programs available to help you get out of debt.

Sep 11, 2022
Debt settlement: Will it work for me?

If you are struggling with managing your debt, you are not alone. Millions of Americans are looking for debt solutions, and debt settlement is one such popular solution. This article will help you determine if debt settlement is right for you.

Jul 22, 2022
Tips for Choosing a Debt Relief Company

What does one do when they can no longer afford their debt? One approach is to seek professional help from a debt relief company. A reputable debt relief company can assist you in getting out of debt faster, but how do you separate reputable companies from the scam artists?

Jul 6, 2022
5 Science-Backed Ways Debt Relief Improves Health

Dealing with debt allows you to plan your financial future, live your dreams, and have a comfortable retirement, but it also may help you live a longer, more fulfilling life. Here are 5 ways debt relief may improve your health.

Jun 28, 2022
Understanding Inflation: Five Ways to Protect Your Wallet from Deflating

In simple terms, inflation represents the deflating purchasing power of your wallet. Inflation is caused by an expansion in the money supply, which is the correct definition of inflation. As the money supply increases, purchasing power is decreased.

Jun 27, 2022
Ways to Relieve Anxiety from Debt

The emotional distress of dealing with debt can result from having your car repossessed, getting your electricity/water cut off, or watching helplessly as your credit score plunges to a place of no return. Here are ways to relieve anxiety from debt.

Mar 30, 2022
Debt Consolidation: Become Financially Free

Debt consolidation is not right for everyone, but in the right circumstances and if used properly, it can be of tremendous help to those seeking to get out of debt.

Mar 24, 2022
When is Debt Settlement a Good Option?

It’s possible that you’ve reached a point where it’s just not possible to pay off your debt. Maybe you’ve been laid off or taken a pay hit, received a large medical bill or had an unexpected emergency expense. Whatever the reason, one option is debt settlement.

Mar 21, 2022
Should I Use my 401(k) to Pay Off Debt?

Your 401(k) is designed to give you a financially comfortable retirement. The last thing you want to burden you in the twilight of your life is debt. So, is it worth it to pull from your 401(k) to pay off debt now? In order to answer this question, you must understand 401(k) withdrawal rules and their associated costs.

Mar 14, 2022
Debt settlement vs. Bankruptcy—Pros and Cons

Filing for bankruptcy can often seem like the easier way out of unpayable debt. However, it has severe, long-term effects that are almost impossible to correct. Debt settlement, on the other hand, can be a more optimal solution for many—read on to find out the pros and cons of each option.

Feb 7, 2022
Debt Consolidation: What is it?

The purpose of consolidation is to get a lower interest rate so you can pay off your debts faster and for less money. Most people start looking for consolidation loans when they find themselves only being able to make minimum payments on their cards.

Sep 18, 2020
Collections Letters
9 Tips for Dealing with Debt Collectors and Collection

It’s something most consumers dread, a debt collector calling to ask about an unpaid credit card debt, past due student loan or medical debt. Here are 9 tips for dealing with debt collection […]

Apr 9, 2020
Write a debt settlement letter
How to Write a Debt Settlement Letter

Writing a debt settlement letter can be a tricky process for a beginner. This process involves creating an attractive pitch to a creditor that your settlement is worthy enough for them to wipe out your debt balance. Here are a few tips to follow[…]

Feb 14, 2020
Avoid Holiday Debt
4 Tips to Avoid Holiday Credit Card Debt

During the Christmas season the average American household’s credit card debt spikes up – and largely stays up. According to NerdWallet’s 2017 Consumer Holiday Shopping Report, gift-buying Americans planned to spend $660 on average, which[…]

Oct 2, 2018
Managing Debt
Managing Debt

Managing your debt is something most of us do not even want to think about. It takes time, hard work, knowledge and dedication to get out of debt. However acting as if it doesn’t exist isn’t going to make it disappear. If you haven’t taken a look at your credit report lately, we strongly recommend […]

Feb 25, 2018

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