Tax Consequences Of Debt Settlement (A Simple Guide)

Updated Feb 29, 2024
By Melissa Cook
Tax Consequences Of Debt Settlement (A Simple Guide)

In most cases, the majority of people receiving 1099-C forms were insolvent or mostly insolvent when their debt was forgiven. And by filling out this IRS form, they can avoid paying...

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Why Working With Debt Negotiators Can Be A Smart Move

Updated Feb 29, 2024
By Aaron Sarentino
Why Working With Debt Negotiators Can Be A Smart Move

Debt negotiators work on your behalf to communicate and negotiate with your creditors, aiming to reduce the total amount you owe and restructure your payment terms so they...

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Credit Card Debt Forgiveness For The Disabled: How It Works

Updated Feb 07, 2024
By Melissa Cook
Credit Card Debt Forgiveness For The Disabled: How It Works

Living with one or more disabilities can be tough, but this guide aims to shed light on credit card debt forgiveness for disabled individuals, providing essential information and...

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Debt And Disability: Financial Resources For People With Disabilities

Updated Feb 07, 2024
By Aaron Sarentino
Debt And Disability: Financial Resources For People With Disabilities

Navigating financial challenges can be daunting for individuals with disabilities, and this article provides various financial resources available to people with disabilities and support for...

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DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better?

Updated Jan 05, 2024
By Melissa Cook
DIY Debt Settlement Versus Debt Relief Companies: Which One Is Better?

When dealing with creditors, you have two options: seeking Do It Yourself (DIY) settlements or working with a debt relief company. And while both options can lead to the same results...

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New Year, New Financial Habits: Top 5 Resolutions for 2023

Updated Jan 20, 2023
By Minh Tong
New Year, New Financial Habits: Top 5 Resolutions for 2023

Achieving financial stability requires sacrifice and persistence. The beginning of a new year is always an ideal time to reflect on your financial goals and make resolutions to improve...

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What is the Medical Debt Relief Act?

Updated Jan 17, 2023
By Melissa Cook
What is the Medical Debt Relief Act?

It's no secret that healthcare costs in the U.S. have become staggeringly high over the last decade, making it difficult for the average person to afford and pay off medical debt...

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You’re Debt Free, Now What? Money Moves That Make Sense

Updated Dec 26, 2022
By Aaron Sarentino
You’re Debt Free, Now What? Money Moves That Make Sense

Being debt-free does not mean that you are finished with your financial journey. People do many things after going debt-free, but not everyone thinks about them beforehand. This article will discuss ways to put...

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How to Refinance your Mortgage: Step by Step

Updated Dec 19, 2022
By Minh Tong
How to Refinance your Mortgage: Step by Step

A mortgage refinance is a type of home loan that allows you to pay off your existing mortgage with a new one. This can be beneficial if you want to lower your monthly payments,...

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