Debt Relief Articles

Federal Funds Rate Updated Feb 14, 2023 By Melissa Cook
Federal Funds Rate The Federal Funds Rate is the interest rate at which banks and other depository institutions lend or borrow money to... Read More
Extinguishment Of Debt (And What It Can Mean For You) Updated Feb 14, 2023 By Melissa Cook
Extinguishment Of Debt (And What It Can Mean For You) Extinguishment of debt refers to the termination or cancellation of a debt obligation. This means that the borrower is no longer... Read More
What Is A Demand Note? Updated Feb 14, 2023 By Minh Tong
What Is A Demand Note? A demand note is a type of financial instrument that represents a debt owed by one party to another. It... Read More
Closed-End Credit Updated Feb 14, 2023 By Aaron Sarentino
Closed-End Credit Closed-end credit refers to a type of loan or credit in which the amount borrowed is set in advance and... Read More
Secured Debt Updated Feb 14, 2023 By Melissa Cook
Secured Debt Secured debt refers to a type of debt that is backed by collateral, which serves as security for the loan. This... Read More
Unsecured Debt Updated Feb 14, 2023 By Melissa Cook
Unsecured Debt Unsecured debt refers to a loan or debt that is not backed by collateral. Unlike secured debt, where the borrower provides... Read More
Prepayment Penalty Updated Feb 14, 2023 By Aaron Sarentino
Prepayment Penalty A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon... Read More
Individual Retirement Account (IRA) Updated Feb 14, 2023 By Minh Tong
Individual Retirement Account (IRA) An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement.... Read More
Amortization: What Is It And How Does It Work? Updated Feb 14, 2023 By Aaron Sarentino
Amortization: What Is It And How Does It Work? Amortization in financial terms refers to the process of paying off a debt over a period of time through regular... Read More
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