Debt Relief Articles
Creditor
Updated Jan 17, 2023
By Minh Tong
A creditor is any person or organization to whom money is owed. This can include banks, individuals, businesses and government...
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A creditor is any person or organization to whom money is owed. This can include banks, individuals, businesses and government...
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What is a 401(k)?
Updated Jan 17, 2023
By Minh Tong
A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of...
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A 401(k) is a retirement savings plan sponsored by an employer. It lets workers save and invest a piece of...
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The Truth in Lending Act
Updated Jan 17, 2023
By Melissa Cook
The Truth in Lending Act (also known as the TILA) is designed to promote the informed use of consumer credit....
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The Truth in Lending Act (also known as the TILA) is designed to promote the informed use of consumer credit....
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Secured Loan
Updated Jan 05, 2023
By Melissa Cook
A secured loan is a type of loan that is backed by collateral, which is an asset that the borrower...
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A secured loan is a type of loan that is backed by collateral, which is an asset that the borrower...
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Annual Percentage Rate
Updated Jan 05, 2023
By Melissa Cook
An annual percentage rate (APR) is a measure of the cost of borrowing money, expressed as a yearly interest rate....
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An annual percentage rate (APR) is a measure of the cost of borrowing money, expressed as a yearly interest rate....
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Loan Officer
Updated Jan 05, 2023
By Minh Tong
A loan officer is a financial professional who works for a bank, credit union, or other lending institution. Their primary...
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A loan officer is a financial professional who works for a bank, credit union, or other lending institution. Their primary...
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Federal Reserve System
Updated Jan 05, 2023
By Minh Tong
The Federal Reserve System, also known as the "Fed," is the central banking system of the United States. It was...
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The Federal Reserve System, also known as the "Fed," is the central banking system of the United States. It was...
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Home Equity
Updated Jan 05, 2023
By Minh Tong
Home equity refers to the portion of a homeowner's property that they own outright. It is calculated by subtracting the...
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Home equity refers to the portion of a homeowner's property that they own outright. It is calculated by subtracting the...
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Line of Credit
Updated Jan 05, 2023
By Minh Tong
A line of credit is a type of loan that allows a borrower to access a specific amount of money...
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A line of credit is a type of loan that allows a borrower to access a specific amount of money...
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