Debt Relief Articles

The Federal Trade Commission (FTC) is a US government agency that works to protect consumers and promote competition in the marketplace. The FTC was established by Congress in 1914, and it has been responsible...

Paying down your debt seems pretty straight forward. However, it involves much more than merely making monthly minimums or avoiding interest. Avoiding these 5 mistakes will save you money and help you pay down...

Being debt-free does not mean that you are finished with your financial journey. People do many things after going debt-free, but not everyone thinks about them beforehand. This article will discuss ways to put...

Disbursement refers to the distribution of funds, usually by a group or organization. For example, a government may disburse grants or loans to individuals or businesses in need of support. Disbursement can also refer...

A mortgage refinance is a type of home loan that allows you to pay off your existing mortgage with a new one. This can be beneficial if you want to lower your monthly payments,...

Default is the failure to repay a debt. When you default on a debt, it means you’re unable to fulfill your obligations under that loan agreement.

Loan forgiveness is a type of debt relief program that allows you to have some or all of your student loans forgiven based on your employment, income level, and other qualification criteria.

A lien is a legal claim that gives a lender or creditor the right to take and sell your property. Read more about liens.

Holiday debt has become a significant problem in the US, with many Americans falling into debt due to their holiday spending.