Debt Relief Articles
Prepayment Penalty
Updated Feb 14, 2023
By Aaron Sarentino
A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon...
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Individual Retirement Account (IRA)
Updated Feb 14, 2023
By Minh Tong
An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement....
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Amortization: What Is It And How Does It Work?
Updated Feb 14, 2023
By Aaron Sarentino
Amortization in financial terms refers to the process of paying off a debt over a period of time through regular...
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Accrued Interest – How It Works For Investments And Debts
Updated Feb 14, 2023
By Melissa Cook
Accrued interest refers to the interest that accumulates on a debt instrument such as a bond, loan or savings account,...
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Internal Revenue Service (IRS)
Updated Feb 14, 2023
By Melissa Cook
The Internal Revenue Service (IRS) is a U.S. government agency that is responsible for the collection of taxes and enforcement...
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Debt Financing (What You Should Know)
Updated Feb 14, 2023
By Melissa Cook
The borrower (i.e. the company) promises to repay the lender (e.g. a bank) with interest over a set period of...
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What Causes Inflation? (It’s Not What Many People Think)
Updated Feb 14, 2023
By Aaron Sarentino
Inflation occurs when there is an increase in the money supply in relation to the economy’s ability to produce goods...
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The Federal Direct Student Loan Program: A Fast And Easy Guide
Updated Feb 14, 2023
By Minh Tong
The Federal Direct Student Loan Program provides low-interest loans to eligible students to help pay for the cost of post-secondary...
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The Fair Debt Collection Practices Act (FDCPA): What You Should Know
Updated Jan 30, 2023
By Aaron Sarentino
The Fair Debt Collection Practices Act (FDCPA) is a federal law that regulates the behavior of debt collectors and provides...
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