What is a Good Credit Score?

Updated Mar 05, 2018
By Aaron Sarentino
What is a Good Credit Score?

A good credit score is what each of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money – and getting a low...

Read More

The Best Ways to Loan Money to Friends and Family

Updated Mar 04, 2018
By Aaron Sarentino
The Best Ways to Loan Money to Friends and Family

Most of us are fairly generous people, and we want to help a family member or friend when we can. But the fact is, a person who can’t get a personal loan from a traditional source...

Read More

The Real Reasons Retailers Push Branded Credit Cards

Updated Mar 03, 2018
By Aaron Sarentino
The Real Reasons Retailers Push Branded Credit Cards

When shoppers hit the counter of their favorite retailer this holiday season, they may be asked to sign up for the store’s branded credit card in exchange for a discount on their purchase. The...

Read More

So, You’re Getting Married! Will You Need a Wedding Loan?

Updated Mar 02, 2018
By Minh Tong
So, You’re Getting Married! Will You Need a Wedding Loan?

Congratulations, you’re engaged! Of course, unless you’re planning to elope, you’re going to need a lot more than luck to get through your wedding day. How you decide to pay for your wedding will...

Read More

What You Need to Know About Bounced Checks

Updated Mar 01, 2018
By Minh Tong
What You Need to Know About Bounced Checks

Bounced checks occur when the promise to pay that you’ve signed can’t be processed because you don’t have enough funds in your checking account. They’re also referred to as rubber or non-sufficient funds (NSF)...

Read More

Life After Loan Denial

Updated Feb 28, 2018
By Aaron Sarentino
Life After Loan Denial

What in life is really essential to our survival? It’s a pretty short list, headlined by food, shelter and clothing, but many people nowadays would also include a mobile phone among their list of...

Read More

Credit Reports

Updated Feb 27, 2018
By Aaron Sarentino
Credit Reports

A Credit Report is a detailed report of credit history that is gathered by three credit bureaus; Transunion, Equifax, and Experian. Things like personal loans, mortgages, credit cards, medical bills and car payments are...

Read More

Check Your Credit Before Buying a Home

Updated Feb 26, 2018
By Aaron Sarentino
Check Your Credit Before Buying a Home

What is a Credit Score? Imagine that a friend asks to borrow money from you. Assuming you had the money to loan, you might then ask yourself, “Did he pay me back the last...

Read More

Managing Debt

Updated Feb 25, 2018
By Aaron Sarentino
Managing Debt

Managing your debt is something most of us do not even want to think about. It takes time, hard work, knowledge and dedication to get out of debt. However acting as if it doesn’t...

Read More