How a Lower Monthly Payment Can Transform Your Finances

Updated Mar 11, 2022
By Aaron Sarentino
How a Lower Monthly Payment Can Transform Your Finances

Many are struggling with high minimum monthly credit card payments, where much of the money paid goes toward interest balances rather than paying down the principal amount owed on each card. Read on to...

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Unsecured Debt vs Secured Debt – What’s the Difference?

Updated Mar 09, 2022
By Aaron Sarentino
Unsecured Debt vs Secured Debt – What’s the Difference?

There are generally two categories of debt: secured and unsecured. The primary difference between unsecured debt and secured debt is collateral. Secured debts are backed by collateral...

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2 Shocking Downsides to Only Making Minimum Credit Card Payments

Updated Mar 01, 2022
By Aaron Sarentino
2 Shocking Downsides to Only Making Minimum Credit Card Payments

Unless you’re in a serious financial crisis and you need to save cash for a couple of months, only paying your minimum payment is a poor financial strategy that could end with devastating...

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6 Tips for Protecting Your Financial Security and Preventing Fraud

Updated Feb 24, 2022
By Aaron Sarentino
6 Tips for Protecting Your Financial Security and Preventing Fraud

Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think...

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5 reasons why you need to file your taxes early

Updated Feb 23, 2022
By Aaron Sarentino
5 reasons why you need to file your taxes early

Ideally, to keep your personal finances in order and to maintain order, it’s best to file your taxes early. Not convinced? Here are 5 reasons you should.

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How to Adjust Your Spending in a Financial Crisis

Updated Feb 18, 2022
By Aaron Sarentino
How to Adjust Your Spending in a Financial Crisis

During a financial crisis, you may not have any extra income at the end of the month for savings. Therefore, the first step is to adjust your spending habits.

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Credit Card Sign-Up Bonus: Too Good to be True?

Updated Feb 17, 2022
By Aaron Sarentino
Credit Card Sign-Up Bonus: Too Good to be True?

Credit card companies will do everything they can to get you to sign up for their card, including offering certain sign-up bonuses. These companies will pay you just to spend money using their card...

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How U.S. household debt increased by $1 trillion in 2021, and how to decrease it

Updated Feb 15, 2022
By Aaron Sarentino
How U.S. household debt increased by $1 trillion in 2021, and how to decrease it

Inflation levels are hitting historic heights day by day, and the consequences have already started to show. U.S. household debt grew by a whopping $1 trillion, which is the highest increase since 2007, right...

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3 Valentine’s Day Gifts Ideas for Your Family in 2022, Despite Facing Debt

Updated Feb 14, 2022
By Aaron Sarentino
3 Valentine’s Day Gifts Ideas for Your Family in 2022, Despite Facing Debt

This year’s Valentine’s Day is approaching, so this might just be the perfect time for you to figure out what you’ll get for your loved ones. To help with your decision, we compiled a...

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