Debt Relief Articles
Federal Funds Rate
Updated Feb 14, 2023
By Melissa Cook
The Federal Funds Rate is the interest rate at which banks and other depository institutions lend or borrow money to...
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The Federal Funds Rate is the interest rate at which banks and other depository institutions lend or borrow money to...
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Extinguishment Of Debt (And What It Can Mean For You)
Updated Feb 14, 2023
By Melissa Cook
Extinguishment of debt refers to the termination or cancellation of a debt obligation. This means that the borrower is no longer...
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Extinguishment of debt refers to the termination or cancellation of a debt obligation. This means that the borrower is no longer...
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What Is A Demand Note?
Updated Feb 14, 2023
By Minh Tong
A demand note is a type of financial instrument that represents a debt owed by one party to another. It...
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A demand note is a type of financial instrument that represents a debt owed by one party to another. It...
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Closed-End Credit
Updated Feb 14, 2023
By Aaron Sarentino
Closed-end credit refers to a type of loan or credit in which the amount borrowed is set in advance and...
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Closed-end credit refers to a type of loan or credit in which the amount borrowed is set in advance and...
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Secured Debt
Updated Feb 14, 2023
By Melissa Cook
Secured debt refers to a type of debt that is backed by collateral, which serves as security for the loan. This...
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Secured debt refers to a type of debt that is backed by collateral, which serves as security for the loan. This...
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Unsecured Debt
Updated Feb 14, 2023
By Melissa Cook
Unsecured debt refers to a loan or debt that is not backed by collateral. Unlike secured debt, where the borrower provides...
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Unsecured debt refers to a loan or debt that is not backed by collateral. Unlike secured debt, where the borrower provides...
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Prepayment Penalty
Updated Feb 14, 2023
By Aaron Sarentino
A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon...
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A prepayment penalty is a fee imposed on a borrower who pays off their loan earlier than the agreed upon...
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Individual Retirement Account (IRA)
Updated Feb 14, 2023
By Minh Tong
An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement....
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An Individual Retirement Account (IRA) is a type of account that is specifically designed to help individuals save for retirement....
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Amortization: What Is It And How Does It Work?
Updated Feb 14, 2023
By Aaron Sarentino
Amortization in financial terms refers to the process of paying off a debt over a period of time through regular...
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Amortization in financial terms refers to the process of paying off a debt over a period of time through regular...
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