It’s possible that you’ve reached a point where it’s just not possible to pay off your debt. Maybe you’ve been laid off or taken a pay hit, received a large medical bill or had...

Your 401(k) is designed to give you a financially comfortable retirement. The last thing you want to burden you in the twilight of your life is debt. So, is it worth it to pull...

Many are struggling with high minimum monthly credit card payments, where much of the money paid goes toward interest balances rather than paying down the principal amount owed on each card. Read on to...

There are generally two categories of debt: secured and unsecured. The primary difference between unsecured debt and secured debt is collateral. Secured debts are backed by collateral...

Unless you’re in a serious financial crisis and you need to save cash for a couple of months, only paying your minimum payment is a poor financial strategy that could end with devastating...

Major security breaches have become too common of a story, with retailers and websites hacked with alarming frequency. It has become so common that it can often take a fairly egregious breach – think...

Ideally, to keep your personal finances in order and to maintain order, it’s best to file your taxes early. Not convinced? Here are 5 reasons you should.

During a financial crisis, you may not have any extra income at the end of the month for savings. Therefore, the first step is to adjust your spending habits.

Credit card companies will do everything they can to get you to sign up for their card, including offering certain sign-up bonuses. These companies will pay you just to spend money using their card...