Inflation levels are hitting historic heights day by day, and the consequences have already started to show. U.S. household debt grew by a whopping $1 trillion, which is the highest increase since 2007, right...

This year’s Valentine’s Day is approaching, so this might just be the perfect time for you to figure out what you’ll get for your loved ones. To help with your decision, we compiled a...

Filing for bankruptcy can often seem like the easier way out of unpayable debt. However, it has severe, long-term effects that are almost impossible to correct. Debt settlement, on the other hand, can be...

Soaring American Credit Debt: Credit card debt is in dangerous territory. How dangerous? Let’s put it this way: Our total plastic balance is very near recession level. Read on to learn more...

Almost every US citizen knows their Social Security number by heart, even if it’s a meaningless series of digits, but too few of us know our credit scores. Your credit score has a profound...

First off, to get a personal loan you will need to have a good credit rating. Applying for a loan with a poor credit rating will most likely lead to denial. Or if you...

The purpose of consolidation is to get a lower interest rate so you can pay off your debts faster and for less money. Most people start looking for consolidation loans when they find themselves...

When you apply for a credit card, a personal loan, or insurance, a file about you is created. This file, known as your “credit report,” is maintained by credit reporting companies. Your report will...

How can those who currently aren’t saving afford to save money? And how can those saving only a little save more? Here are nine tips for saving money when budgets are tight [...]