Debt Relief Articles

You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So, what constitutes a favorable APR for a credit card?

These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or individuals who have no credit history. In fact, they are a great...

You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same. On the surface, they may look identical and make purchases...

As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they need to manage a substantial debt load where they may...

American consumers are embracing the ease and convenience of mobile payment methods, particularly peer-to-peer (P2P) payment apps, and one of the leading platforms in this realm is...

When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer, such as a bank, credit union, or another financial...

Personal checks are still a great way to make payments. And while you may not write them often, it’s a good idea to have a checkbook available should you need to pay using methods...

A Certificate of Deposit (CD) ladder is a unique way to invest your money, allowing you to take advantage of short and long-term CDs. CD ladders don’t have fees, and they provide the liquidity...

An overdraft fee can increase the cost of your purchases and cause more financial strain if you’re already strapped for cash. The key is to avoid them, and here is how to do just that...