The Anatomy of a Credit Score – Understanding the Complicated Credit Scoring System

Updated Jun 07, 2022
By Aaron Sarentino
The Anatomy of a Credit Score – Understanding the Complicated Credit Scoring System

Credit scores are so misunderstood and generally regarded as a de facto measurement of borrowing strength. Also, many consumers misguidedly assume that credit scores include income, assets, or net worth in their calculations. We...

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Americans Are Accumulating Credit Card Debt at Record Rates

Updated Jun 03, 2022
By Aaron Sarentino
Americans Are Accumulating Credit Card Debt at Record Rates

The Federal Reserve reports that as of March 2022, consumer debt is up to over $52 billion. Credit card debt surged by over 21 percent as card companies have increased interest rates and fees....

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Know your Rights When Dealing with Debt Collectors

Updated Jun 02, 2022
By Aaron Sarentino
Know your Rights When Dealing with Debt Collectors

Anyone who has received such calls knows it’s not so much a call as it is harassment and abuse. Before you find yourself on the receiving end of threats or harassment from a debt...

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7 Tips on How to Begin Your Debt Resolution Program the Right Way

Updated May 13, 2022
By Aaron Sarentino
7 Tips on How to Begin Your Debt Resolution Program the Right Way

Beginning a debt resolution program can fill us with both hope and anxiety. You have finally taken the first step toward slashing interest payments and calls from collectors out of your life, but you...

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Tips on Buying a Home After Debt Settlement

Updated May 11, 2022
By Aaron Sarentino
Tips on Buying a Home After Debt Settlement

If you’re working out your money management problems through debt settlement, congratulations! Settling debt gives you a clean slate to start new. Here are 5 tips on buying a home after debt settlement.

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How to keep your mental, physical, and financial health on track

Updated Apr 28, 2022
By Aaron Sarentino
How to keep your mental, physical, and financial health on track

It is ever more important to make sure you are keeping your mental, physical, and financial health on track. With the added stress of seeing your dollars dwindle and your debt mounting, it becomes...

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5 Smart Ways to Use Your Tax Refund This Year

Updated Apr 21, 2022
By Aaron Sarentino
5 Smart Ways to Use Your Tax Refund This Year

How you should spend your tax refund largely depends on your unique circumstances. Still, there are a handful of uses of the money that could make sense this year. Here are 5 smart ways...

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5 Things Not to Do During Debt Settlement

Updated Apr 18, 2022
By Aaron Sarentino
5 Things Not to Do During Debt Settlement

If you are considering debt settlement, there are some things you should definitely keep in mind to ensure the process plays out smoothly and allows you to get your financial life back on track.

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3 Reasons Why People Stay in Debt – And How to Fix It

Updated Apr 14, 2022
By Aaron Sarentino
3 Reasons Why People Stay in Debt – And How to Fix It

How do families end up drowning in debt for years? The answer may surprise you. Read on to discover the top 3 reasons why people stay in debt and get solutions to these common...

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