Family Loans: What to Know Before Lending or Borrowing

Updated Nov 06, 2022
By Minh Tong
Family Loans: What to Know Before Lending or Borrowing

Family loans can be an effective way to lend or borrow money in a pinch. Learn all about family loans and what you need to know before you agree to one.

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Guide to Debt Service Coverage Ratio (DSCR)

Updated Oct 31, 2022
By Minh Tong
Guide to Debt Service Coverage Ratio (DSCR)

A debt service coverage ratio (DSCR) is a financial metric used to assess a borrower's ability to pay back debt obligations. This ratio applies primarily to businesses or individuals taking on debt, such as...

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Debt to Equity Ratio: Formula and How to Use it

Updated Oct 31, 2022
By Aaron Sarentino
Debt to Equity Ratio: Formula and How to Use it

The debt-to-equity ratio is a metric that measures a company's financial leverage. Debt to equity is important for assessing a company's ability to pay back its debts and meet its financial obligations.

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Debt Consolidation Explained

Updated Oct 27, 2022
By Aaron Sarentino
Debt Consolidation Explained

Here’s everything you need to know if you’re thinking about consolidating your credit card or other debt.

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Money Management: 4 Tips for Mastering Your Finances

Updated Oct 26, 2022
By Aaron Sarentino
Money Management: 4 Tips for Mastering Your Finances

Mastering your finances might sound like a daunting journey. However, every day you wait, debt and poor spending decisions compound and make the path to mastery all the more difficult. Fortunately, wise financial choices...

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Understanding your debt relief options

Updated Oct 20, 2022
By Aaron Sarentino
Understanding your debt relief options

If you have more debt than you can keep up with and monthly payments are starting to feel insurmountable, you may want to consider debt relief as an option to help lighten the load...

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What is a Debt Settlement Attorney & Finding the Best for You

Updated Oct 13, 2022
By Aaron Sarentino
What is a Debt Settlement Attorney & Finding the Best for You

A debt settlement attorney is a lawyer who specializes in negotiating with creditors on behalf of their clients to try to reach a settlement agreement. This can involve reducing the amount of money owed,...

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What is a Loan?

Updated Oct 13, 2022
By Minh Tong
What is a Loan?

There are several types of loans available, including personal loans, home loans, student loans, and business loans. Each type of loan has its own terms and conditions, which the borrower must agree to before...

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What is a credit card?

Updated Oct 13, 2022
By Minh Tong
What is a credit card?

A credit card is a plastic card that gives the cardholder a certain amount of credit to spend. There are many different types of credit cards, each with its own set of benefits and...

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