Debt Relief Articles
What Is A Good APR For A Credit Card?
Updated Nov 01, 2023
By Aaron Sarentino
You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So,...
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What Is A Secured Credit Card? (What You Need To Know)
Updated Nov 01, 2023
By Minh Tong
These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or...
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What Is the Difference Between A Charge Card And A Credit Card?
Updated Nov 01, 2023
By Melissa Cook
You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same....
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What Is A Balance Transfer And Is It Right For You?
Updated Oct 25, 2023
By Aaron Sarentino
As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they...
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What Is Venmo And How Does It Work? (A Fast And Easy Guide)
Updated Oct 25, 2023
By Minh Tong
American consumers are embracing the ease and convenience of mobile payment methods, particularly peer-to-peer (P2P) payment apps, and one of...
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What Is APY? (And Why It Is Important When Making Financial Decisions)
Updated Oct 25, 2023
By Melissa Cook
When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer,...
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What Is A Personal Check And How Does One Actually Work?
Updated Oct 25, 2023
By Aaron Sarentino
Personal checks are still a great way to make payments. And while you may not write them often, it’s a...
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What Is A CD Ladder? And How It Can Help You Achieve Your Financial Goals…
Updated Oct 17, 2023
By Minh Tong
A Certificate of Deposit (CD) ladder is a unique way to invest your money, allowing you to take advantage of...
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What Is An Overdraft Fee And The Steps To Avoid Getting One
Updated Oct 17, 2023
By Melissa Cook
An overdraft fee can increase the cost of your purchases and cause more financial strain if you’re already strapped for...
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