Debt Relief Articles

While you may need to invest a bit more effort, explain your credit dings, and prove you’re a good renter – renting an apartment or house is definitely achievable. We'll show you how...

If you recently settled your debts or are in the process of going through debt settlement, you may be wondering, “Can I buy a house after debt settlement?” And the answer is a resounding...

When it comes to the representation of your financial health and lendability, few things are as crucial as your credit score. It’s a key factor in determining your ability to obtain...

Having a strong credit score is vital for securing a sound financial future. This score is used by lenders to evaluate your dependability as a borrower and to determine the terms of...

Whether you realize it or not, your credit report is being assessed all the time, by your landlord, utility companies or your employer. But don't worry; certain types of inquiries will not...

Simply put, filing for unemployment doesn't directly impact your credit score, nor does it show on your credit report. However, some trickle-down effects can indirectly affect your...

Most people don’t know this, but even if you have otherwise spotless credit, a payment that's more than 30 days past due can knock as many as 100 points off your credit score and...

Understanding how long negative information stays on your credit report and how it influences your credit score can help you make better decisions, especially if you need to rebuild...

With a higher credit score, you have a better chance of getting approved for an auto loan and also getting a lower interest rate. However, this may not always be the case as there are...