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What Is A Charge-Off And How Does It Affect Your Credit Score? Updated Nov 01, 2023 By Melissa Cook
What Is A Charge-Off And How Does It Affect Your Credit Score? A 'Charge-Off' can also refer to the action of writing off a bad debt by a company for accounting purposes.... Read More
What Is A Good APR For A Credit Card? Updated Nov 01, 2023 By Aaron Sarentino
What Is A Good APR For A Credit Card? You’ve probably encountered the term “APR” frequently in the realm of credit when you’re researching credit cards or various loans. So,... Read More
What Is A Secured Credit Card? (What You Need To Know) Updated Nov 01, 2023 By Minh Tong
What Is A Secured Credit Card? (What You Need To Know) These are specifically designed for individuals aiming to establish or rebuild their credit. This includes those with poor credit or... Read More
What Is the Difference Between A Charge Card And A Credit Card? Updated Nov 01, 2023 By Melissa Cook
What Is the Difference Between A Charge Card And A Credit Card? You might have encountered the terms “charge card” and “credit card” being used interchangeably, but they are not the same.... Read More
What Is A Balance Transfer And Is It Right For You? Updated Oct 25, 2023 By Aaron Sarentino
What Is A Balance Transfer And Is It Right For You? As shopping with credit cards can lead to accumulating balances quite easily, individuals find themselves in a situation where they... Read More
What Is APY? (And Why It Is Important When Making Financial Decisions) Updated Oct 25, 2023 By Melissa Cook
What Is APY? (And Why It Is Important When Making Financial Decisions) When you invest in a savings instrument, you encounter two interest-related numbers: The nominal interest rate and the APY. The issuer,... Read More
What Is A CD Ladder? And How It Can Help You Achieve Your Financial Goals… Updated Oct 17, 2023 By Minh Tong
What Is A CD Ladder? And How It Can Help You Achieve Your Financial Goals… A Certificate of Deposit (CD) ladder is a unique way to invest your money, allowing you to take advantage of... Read More
What Is An Overdraft Fee And The Steps To Avoid Getting One Updated Oct 17, 2023 By Melissa Cook
What Is An Overdraft Fee And The Steps To Avoid Getting One An overdraft fee can increase the cost of your purchases and cause more financial strain if you’re already strapped for... Read More
What Is A Cashier’s Check? (Everything You Need To Know) Updated Oct 17, 2023 By Minh Tong
What Is A Cashier’s Check? (Everything You Need To Know) With checks bouncing (returning because of insufficient funds in the payer's account) being a common occurrence, people often turn to... Read More
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