Debt and Your Lifestyle: You Can Still Have Fun While Paying Off Debt

Written By Aaron Sarentino
Aug 24, 2018


We’d all like to have a little less debt in our lives, but what’s stopping us? Many consumers don’t have the financial means to do fun activities while they are swimming in debt. Or, they don’t want to sacrifice their social life to their debt, so they continue to add more or ignore it. Paying off debt seems sad, depressing, and no fun. So, our bills continue to soar and our pockets empty.

Time to change the way we think about tightening the financial belt: it’s completely possible to start paying off debt and still have fun. In fact, you may need to eliminate debts to find any joy in life. A recent study in the Journal of Happiness Studies found that having large amounts of debt can significantly decrease a person’s overall sense of wellbeing.

How exactly does a person go about living life to the fullest while paying down debts? Americor has a few ideas for you while you’re working to clear those red accounts:

Free Activities

This seems obvious, but it’s amazing how many great and free events are available in your town but have low attendance. Readings, plays, presentations, open mics, and many others are often desperate for recognition from the public. Even some activities you pay for like museums or aquariums have free or low-cost nights. On just about any Friday night you can find something worth your time that won’t cost a penny.

Go Outdoors

Nature is always a free source of entertainment and relaxation. Read a book in the city park. Enjoy trails and scenery at a local preserve. Beaches, botanical gardens, and other great green spaces are perfect places to help you feel fulfilled without breaking the bank. Try checking out Yelp to see what local outdoor activity is nearest to you. You may even save money: when you’re getting more fresh air and exercise, you can cancel that expensive gym membership.

Treat Yourself in Moderation

The secret to paying off debt is not to go cold turkey off all the things you enjoy. Just scale back on the necessities in your life through budgeting. Instead of dining out almost every evening, go out once a week or narrow your movie nights to twice a month. Treat yourself to a splurge only after you’ve achieved a debt-elimination milestone. It’s okay to spend on things you love but spend less.

Paying off debts is never easy, but with a little planning and disciple anyone can fulfill their financial goals—and live an enjoyable life while they do it. Americor can help you achieve debt freedom and happiness, contact us today to learn more.

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About Americor

Americor provides debt solutions to thousands individuals and families all over the country. We’re a next-generation debt relief company with a proprietary platform designed to help clients get out of debt quickly. Together we’ll develop a strategy for you to enjoy a debt free lifestyle. Learn more about how Americor can help relieve the burdens of debt today.

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Address:
18200 Von Karman Ave, 6th Floor Irvine, CA 92612
New Clients:
[email protected]
Existing clients:
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Phone:
866-333-8686

We provide debt resolution services. Our clients who make all monthly program payments save approximately 40 – 50% of their enrolled debt (average of 43%) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 15%-25% of your enrolled debt. Programs range from 20-48 months. Clients must save at least 25% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 4-7 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all Clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. Some programs may be offered through The Law Firm of Higbee & Associates d/b/a Advantage Law. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. To determine the offers you may be eligible for, Americor conducts a “soft credit pull.” This credit pull does not impact your credit score, creditworthiness, or ability to obtain credit from other sources. The soft pull is not a tradeline entry, it does not report against your score and will only take a few minutes.

Americor Funding, LLC (18200 Von Karman Ave, 6th Floor Irvine, CA 92612) is fully accredited by the Better Business Bureau (BBB), the American Fair Credit Council (AFCC), and the International Association of Professional Debt Arbitrators (IAPDA). CA Department of Financial Protection and Innovation (DFPI) License # 603K913.

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