A debt settlement attorney is a lawyer who specializes in negotiating with creditors on behalf of their clients to try to reach a settlement agreement. This can involve reducing the amount of money owed,...

No matter how much credit card debt you’re in or how many cards you have maxed out, with discipline and consistency, you could find yourself debt-free again.

Debt to income ratio is a financial term used to describe the percentage of an individual's monthly income that goes towards paying debts. This figure provides creditors with an indication of an individual's ability...

It's no secret that inflation is on the rise. This has a direct impact on Americans with credit card debt. In this blog post, we will explore how inflation affects credit card holders and...

If you’re one of the millions of Americans struggling to repay high-interest debt, seeking debt relief may be exactly what you need to get your financial obligations under control. These alternatives to traditional payment...

You can’t completely rule out the possibility of you being a victim of credit card and identity theft, but with some maintenance, vigilance, and additional layers of security, you can protect your credit card...

Only making a minimum payment isn’t such a bad thing if you have a 0% APR introductory offer. Otherwise, you’re going to rack up interest charges, add to your debt, and pay more in...

No matter how you end up in credit card debt, it's important to find a way to get out of it. The sooner you start paying off your debt, the less interest you will...

If you run into credit card debt, you might be overwhelmed and stressed out by the seemingly never-ending phone calls from creditors or collection agencies. Here are 5 ways to Stop Credit Card Collection...