Hawaii Debt Relief Program
How much do you owe?
Looking For Hawaii Debt Relief Solutions?
Hawaii, the only U.S. state consisting solely of islands, is known for its gorgeous shorelines and wildlife.
Surfers come from all over the world to experience the tall and clean waves that break against the beaches. The island of Kauai has been the site of many movies that were filmed within its rainforests, including Jurassic Park.
In addition to its fantastic opportunities for sunbathing, Hawaii also has gorgeous golf courses available for those who enjoy the sport.
Hawaii is also home to four active and two dormant volcanoes. Tourists come from all over the world to experience all of the natural wonders that Hawaii offers. In fact, tourism is Hawaii’s number one sector of employment, making up 21% of the state’s economy.
It also contains bases for all five main branches of the U.S. Military, including the Air Force, Army, National Guard, Marines, and Coast Guard.
All of these features attract new residents and tourists each year, but Hawaii is also one of the most expensive states to live in within the U.S. High costs of living, expensive home prices, rising inflation, and soaring property tax rates are detrimental to residents who are seeking to save towards retirement or pay off debt.
*** SPECIAL NOTE *** – If your credit cards, personal loans, or medical debts have become unmanageable and you owe over $20,000… then go here for debt relief. We can help!
Hawaii’s Rising Debt Crisis
Hawaii residents rank among the top states in the U.S. for household debt. The average resident of Hawaii holds $6,889 in credit card debt, well above the national median of $3,706. Cost of living is ranked at 170, significantly higher than the national average of 100.
The cost of living is driven by high costs of housing and utilities, with an average home cost of $732,000.
With such high costs of living, it’s no surprise that the average resident of Hawaii is struggling.
Just recently, the World Population Review ranked Hawaii as the most expensive state to live in. Sadly, half of Hawaii’s children live in homes that aren’t able to afford the basic costs of living, even though their parents may work hard and earn decent salaries.
These factors combine to make Hawaii a very difficult place to afford and maintain a decent quality of life. Average residents work hard to afford the cost of rent and food and support their children but often aren’t able to pay more than the minimums on their debt or put money towards savings.
To find out how long it will take you to pay off your credit cards by making the minimum payments — plus how much interest you’ll pay to your lenders — use the debt calculator here.
Hawaii Debt Relief Options
If you’re seeking Hawaii debt relief, you’ve come to the right place. Struggling to meet the daily costs of living while under the weight of significant debt is quite difficult for the average resident of Hawaii.
To learn about Americor’s options for those seeking debt relief, check the links provided below:
As America’s trusted source for debt relief solutions, we aim to empower you with financial knowledge that can lead to informed decisions, whether it’s about savings, investments, or managing debt.
If your debt has become unmanageable and you have difficulty making your debt payments each month, then you should consider a FREE consultation call with one of our certified Debt Consultants, who can provide personalized debt relief advice tailored to your specific needs.
By taking proactive steps today, you can put an end to your financial stress and work towards a brighter financial future.
Remember, there is always hope for debt relief, and our team of experienced professionals are ready to guide you on your journey to regaining control of your finances.
For more information on Americor’s debt relief services, contact us today to see how we can help you eliminate your debts, and get on the fast-track to becoming completely debt-free!
Sources:
Interesting Facts About Hawaii – The Fact File
82 facts about Hawaii (bet you never heard of Hawaii fact 32) (cosmopoliclan.com)
What Are The Biggest Industries In Hawaii? – WorldAtlas
Debt by State 2022 (worldpopulationreview.com)
Cost of Living in Hawaii (bestplaces.net)
Hawaii ranked most expensive state to live in: Study | KHON2
AUW: Half of Hawaii’s children are living in homes that can’t afford the basics (msn.com)
“In 2020, I was drowning in debt. I enrolled in Americor for my 10 creditors for $110,000… and today (three years later) I have cleared my entire balance. It was not an easy process, but Americor guided me through and I am debt free!”
“I was down $80k in business debt, and I remember hearing Americor radio advertising. My credit score was down to 570 from 810. I’ve been in the program for over 3 years. It works, just be patient. And my credit score is currently back up to 710!”
We’ve Helped Thousands
of People Just Like You
Michelle L.
“My husband passed away last year and I had to use three credit cards to give him the burial he deserved. I tried to handle my finances by myself and didn’t want to ask anyone for help. When all was said and done, I found myself in $78,000 of debt.”
Hawaii Debt Relief FAQs
Hawaii debt relief companies provide a variety of services that can help you manage and possibly reduce the amount of debt you owe. They can offer assistance with debt management, negotiate with your creditors for reduced payments or interest rates, or settle a debt for less than what is owed. They are experienced in dealing with all types of debts including credit card debts, medical bills, personal loans, tax debts, and student loan debt.
Debt management and debt consolidation are two different strategies used to help people manage their debt in Hawaii.
Debt management is a strategy used to create repayment plans, while debt consolidation is a strategy to combine multiple debts into one loan with a lower interest rate and/or one monthly payment.
With debt management, you work with a credit counselor who will review your financial situation and create a plan to help you pay down your debt over time. You will still have responsibility for repaying the debt yourself, but the counselor will help guide you through the process.
Debt consolidation, on the other hand, combines all of your debts into one loan so that you pay less overall in interest and make one monthly payment instead of several. It requires taking out a loan from a bank or lender, typically at a lower interest rate than what you currently owe on those debts, and can help you save money in the long run.
Phone us today and get started on your journey to financial wellness.
To learn more, check out the links provided below:
Imagine life completely
free of debt!
or call the number below to speak with
a certified Debt Consultant today:
