Changes in the bankruptcy laws have made it easier for consumers to navigate the myriad paper trails needed to successfully file for protection under the nation’s bankruptcy codes. In fact, upwards of 10% of filings, primarily Chapter 7 filings, are filed without any legal help or consultation. However, every debtor’s situation is different, and for complicated filings it might be a good idea to consider hiring a bankruptcy attorney.
Complicated filings might include instances where you have collateral loans like automobiles and mortgages, or you are hoping to reaffirm a debtor agreement to help redeem the property in question. If you own more than the basic household goods, clothes, and furniture that you need to protect, then consider reaching out for legal representation.
Where to Find a Bankruptcy Attorney
With something as important as your financial future on the line, you don’t want to risk picking the wrong attorney to represent you before the court trustee. While those with a lawyer in the family won’t have this problem, the majority of people looking for representation might not know where to start. Here are some good places to investigate when looking for a bankruptcy attorney:
- Personal referrals
- National Association of Consumer Bankruptcy Attorneys
- Search Engines
- Online Referral Services
- Local Bar Association
If you have been garnished, served a subpoena, or otherwise been threatened with legal action, you should consider reaching out to a lawyer specializing in bankruptcy.
How do I Get Help Hiring a Bankruptcy Attorney?
The financial experts here at Americor Financial are standing by to help you understand the bankruptcy process and the role a bankruptcy attorney can play in that process. Discover the best debt solution plan for your individual situation, as well as the important role played by legal representation by your side. Let us help you get out of debt before the crush of creditors happens.